It is 10 years ago since I bought my house in Raunds. Conveyancing solicitors have now been appointed on the sale but I am unable to locate the title documents. Is this a problem?
Don’t worry too much. Firstly there is a possibility that the deeds will be with the lender or they may stored with the lawyers who acted in the purchase. Secondly the chances are that the title will be registered at the land registry and you will be able to establish that you are the registered owner by your conveyancing lawyers obtaining current official copies of the land registers. Nearly all conveyancing in Raunds relates to registered property but in the rare situation where your property is unregistered it is more problematic but is resolvable.
My wife and I purchased a terraced Edwardian property in Raunds. Conveyancing practitioner acted for me and Birmingham Midshires. I did a free Land Registry search last week and I saw a couple of entries: one for freehold, the second leasehold with the exact same address. I'd like to know for sure, how can I find out??
You should review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Raunds and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also question the situation with the conveyancing lawyer who conducted the conveyancing.
How does conveyancing in Raunds differ for newly converted properties?
Most buyers of new build residence in Raunds contact us having been asked by the housebuilder to sign contracts and commit to the purchase even before the house is built. This is because house builders in Raunds tend to purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Raunds or who has acted in the same development.
Is it possible to swap conveyancer as I have to instruct a firm on the Skipton Building Society conveyancing panel. I was using a family conveyancing solicitor in Raunds round the corner but the firm is not accepted by Skipton Building Society
It would be our pleasure to help you select a conveyancing solicitor in Raunds on the Skipton Building Society panel. Please note that the property lawyers that we list do not pay us a referral fee if you instruct them and are regulated by the SRA who oversee all conveyancing solicitors in Raunds. Using the find a conveyancing solicitor tool on this page, you can compare and instruct different solicitors and conveyancers both nationally and in Raunds.
My brother has suggested that I instruct his lawyers for conveyancing in Raunds. Should I choose my own solicitor?
Much as we are happy to recommend a Raunds conveyancing lawyer the best way to choose a conveyancing lawyer is to have feedback from friends or relatives who have previously instructed the conveyancer you're considering.
I am buying a leasehold property in Raunds. Conveyancing quotes are coming in at around £two thousand. Does that seem right?
The average cost in 2014 for conveyancing in Raunds was £1,395 excluding Land Tax and HMLR charges.