Our family lawyer has sent a quote for £995 for no sale no fee conveyancing in Raunds. I am selling a Georgian house for £300,000. This sounds overpriced. Is it in excess of the norm for conveyancing in Raunds?
The charges are a little high. If you are prepared to spend time comparing fee on a like for like basis you may be able to decrease the fees marginally by as much as £100 plus VAT. That being said, you maylive to rue choosing an a cheaper conveyancer. Don't forget to enquire that the firm can act for your mortgage company. You can make use of our search tool to get a quote a Raunds conveyancing practice on the lender’s conveyancing panel which can often include conveyancing solicitors in Raunds.
Can I use your services to recommend a Conveyancing solicitor in Raunds even if I’m not purchasing or disposing of a house, for example where I wish to acquire a shop in Raunds with a loan from Virgin Money?
Our comparison service is predominantly there to get a quote from residential conveyancing solicitors in Raunds but we have listed at the end of this page a selection of Raunds commercial conveyancing firms. You should enquire with the solicitors directly to establish if they can also act for Virgin Money
We're in Raunds, First time buyers purchasing with a mortgage (lender is TSB , and our solicitor is on the TSB conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the TSB conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancer should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
Can you help - my lawyer advises that absentee landlord insurance is required on my purchase. What is the typical level of cover needed for conveyancing in Raunds?
The right level of absentee landlord indemnity insurance should be dictated by who your lender. It would differ for example between Halifax and Virgin Money. Conveyancing practitioners as opposed to members of the public take out such insurances.
I am currently in the process of buying my council flat in Raunds. I have a mortgage agreed with Coventry BS. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Coventry BS, you will need to appoint a solicitor on the Coventry BS conveyancing panel.
About to purchase apartment in Raunds. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Kent Reliance conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Raunds lawyer is on the Kent Reliance conveyancing panel.
Due to the advice of my in-laws I had a survey completed on a house in Raunds in advance of appointing conveyancers. I have been advised that there is a flying freehold overhang to the property. The surveyor advised that some banks will not grant a mortgage on a flying freehold house.
It varies from the lender to lender. HSBC has different requirements for example to Birmingham Midshires. Should you wish to telephone us we can investigate further with the relevant bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Raunds. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Raunds to see if the conveyancing will be more expensive.
I have been pointed in your direction by a few property agents in Raunds to find a solicitor using your seach tool. Is there a financial upside for Estate Agents to offer your lawyers over a competitor’s?
We refuse to offer any referral fee for sending work our way. We thought it would be too underhand a fee as home movers will think, ‘Why is the agent getting a kickback? Why am I not receiving any benefit too?’ We would prefer to grow our business on genuine recommendations.