I am expecting a offer of a home loan from Halifax. My intention is to use a Licensed Conveyancer in Ranmoor. Does the Halifax Solicitor panel allow for conveyancers regulated by the CLC?
The Halifax conveyancing panel is, like many other lenders, associated to the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the CLC.
My Ranmoor solicitor has uncovered a discrepancy when comparing the assumptions in the valuation survey and what is in the title deeds. My solicitor informs me that he is obliged to check that the lender is OK with this discrepancy and is content to go ahead. Is my conveyancer’s stance legitimate?
Your conveyancing practitioner must comply with the UK Finance Lenders’ Handbook specifications which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.
Two weeks ago we had a mortgage agreed in principle with Nationwide. Ranmoor conveyancing lawyers were selected. How long does it take for Nationwide to issue the offer to the lawyer?
There is no definitive answer here. Have Nationwide completed the survey? Have you informed Nationwide as to your lawyers' details and checked that your lawyers are on the Nationwide conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
We were going to get a AIP from Bank of Ireland this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Bank of Ireland recommend any Ranmoor solicitors on the Bank of Ireland conveyancing panel, or is it better to go independently?
You will need to appoint Ranmoor solicitors independently although you'll need to choose one on the Bank of Ireland conveyancing panel. The solicitor represents both you and Bank of Ireland through the process.
My fiancee and I are at the point of looking at apartments in Ranmoor and I am about to put in an offer. Is it best to have a solicitor on ‘stand by’? I am planning to take a home loan with Clydesdale.
It would be advisable to start your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their details on to the selling agent. As you are taking out a mortgage with Clydesdale, make sure you remember to check that your lawyer is on the Clydesdale conveyancing panel.
I have recentlydiscovered that Action Conveyancing have closed. They conducted my conveyancing in Ranmoor for a purchase of a freehold house 9 months ago. How can I be sure that my home is registered correctly in the name of the previous owner?
The easiest method to check if the premises is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Ranmoor conveyancing specialists.
Yesterday I discovered that there is a flying freehold issue on a house I put an offer in last month in what was supposed to be a quick, no chain conveyancing. Ranmoor is the location of the property. Is there any advice you can impart?
Flying freeholds in Ranmoor are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Ranmoor you must be sure that your lawyer goes through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Ranmoor may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
I need to find a conveyancing solicitor for freehold conveyancing in Ranmoor. I've discover a web site which appears to be the perfect solution If it is possible to get all formalities done via email that would be preferable. Do I need to be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?