I am getting a offer of a home loan from Halifax. I hope to enlist the help of a Licensed Conveyancer in Leamington Spa. Does the Halifax Solicitor panel exclude conveyancers regulated by the CLC?
The Halifax conveyancing panel is, like many other lenders, associated to the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the CLC.
We are a couple about to sign contracts for a semi detached house in Leamington Spa. We have hit a snag. The loan offer with Halifax runs out on 13/1/2025 but the sellers are suggesting a completion date of 15/1/2025. Is it possible to extend the mortgage expiry date?
The best person to address this concern is your conveyancer who will assess whether he or she is should be discussing with the mortgage company, seller’s lawyers, selling agents or possibly all parties based on what has gone on in your conveyancing to date.
We're in Leamington Spa, FTBs purchasing with a mortgage (lender is TSB , and our lawyer is on the TSB conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the TSB conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancing practitioner should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
About to purchase a new build apartment in Leamington Spa. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Set out below are examples of a selection of leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Leamington Spa
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Please supply a car parking plan. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Please confirm the Lease plans are architect prepared. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier?
Due to the advice of my in-laws I had a survey completed on a house in Leamington Spa in advance of retaining conveyancers. I have been advised that there is a flying freehold aspect to the house. Our surveyor advised that some lenders tend refuse to issue a loan on this type of house.
It varies from the lender to lender. HSBC has different requirements from Birmingham Midshires. Should you wish to telephone us we can look into this further with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Leamington Spa. Conveyancing may be slightly more expensive based on your lender's requirements.
I was advised by a number of property agents in Leamington Spa to find a solicitor on your site. Is there a financial incentive for Estate Agents to offer your services ahead of a competitor’s?
We don’t make any commission for pointing buyers and sellers in our direction. We found it would be just too difficult to pay a commission because a client could think, ‘How come the agent getting a kickback? Why am I not receiving any benefit too?’ So we decided to step away from that.