Would the conveyancing lawyers listed on your site perform right to buy conveyancing in Stockwood?
We have identified plenty of conveyancing lawyers carrying out right to buy conveyancing Please e-mail the conveyancers listed to secure a costs illustration.
When it comes to mortgage companies such as Aldermore, do Stockwood solicitors face an annual charge to be on the conveyancing panel?
We are unaware of any mortgage company fees to be on their list of approved firms, although some do charge an administration fee to deal with the processing of the conveyancing panel application.
Completion of my purchase has taken place for my property in Stockwood. Conveyancing was of an acceptable standard but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?
Almost all lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Department at head office. Ordinarily complaints to a lender are sorted out effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
I am selling my flat. I had a double glazing fitted in January 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Clydesdale are being difficult. The Stockwood solicitor who is on the Clydesdale conveyancing panel is recommending indemnity insurance as a solution but Clydesdale are insisting on a building regulation certificate. Why do Clydesdale have a conveyancing panel if they don't accept advice from them?
It is probably the case that Clydesdale have referred the matter to their valuer. The reason why Clydesdale may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
A colleague recommended that where I am buying in Stockwood I should ask my conveyancer to execute a Neighbourhood, Planning and Local Amenity Search. What does it cover?
This is a search is usually included in the estimate for your Stockwood conveyancing searches. It is a large document of about 40 pages, listing and detailing important information about Stockwood around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Stockwood Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Local Education with plans and statistics, Local Amenities and other useful data about Stockwood.
Are there restrictive covenants that are commonly identified during conveyancing in Stockwood?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Stockwood. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I decided to have a survey done on a house in Stockwood prior to retaining lawyers. I have been informed that there is a flying freehold overhang to the house. Our surveyor has said that some mortgage companies tend not issue a mortgage on such a home.
It varies from the lender to lender. Santander has different instructions for example to Birmingham Midshires. If you call us we can check with the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Stockwood. Conveyancing may be slightly more expensive based on your lender's requirements.
Should I go with a Stockwood conveyancing practitioner who is local to the property I am hoping to buy? An old friend can deal with the legal work however they are based approximately 350miles drive away.
The primary upside of using a high street Stockwood conveyancing practice is that you can visit the firm to execute paperwork, present your ID and pester them if necessary. Having local Stockwood know how is a benefit. However it's more important to get someone that will pull out all the stops for you. If you know people who instructed your friend and on the whole were impressed that should surpass using an unknown Stockwood conveyancing solicitor solely due to them being Stockwood based.