I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Whitchurch. My lender is Chelsea Building Society
Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 18/2/2025, the requirements read as follows :
I used Stirling Law a few years ago for my conveyancing in Whitchurch. Now, I need the files however the law firm is no longer operating. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Whitchurch of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
How does conveyancing in Whitchurch differ for new build properties?
Most buyers of new build residence in Whitchurch approach us having been asked by the builder to sign contracts and commit to the purchase even before the premises is completed. This is because house builders in Whitchurch tend to purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Whitchurch or who has acted in the same development.
Due to the encouragement of my in-laws I had a survey completed on a house in Whitchurch before appointing lawyers. I have been advised that there is a flying freehold aspect to the house. My surveyor has said that some lenders will refuse to give a loan on such a premises.
It varies from the lender to lender. HSBC has different requirements from Halifax. Should you wish to telephone us we can check with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Whitchurch. Conveyancing may be slightly more expensive based on your lender's requirements.
In what way does the Landlord & Tenant Act 1954 impact my business offices in Whitchurch and how can you help?
The 1954 Act provides security of tenure to commercial lessees, giving them the a statutory right to apply to court for a new tenancy and continue in occupation at the end of the lease term. There are limited grounds that a landlord can refuse a lease renewal and the rules are complicated. Fees are different for commercial conveyancing. Whitchurch is one of the many locations in which our lawyers are based
I need to find a conveyancing solicitor for residential conveyancing in Whitchurch. I have chance upon a web site which looks to be the ideal offering If there is a chance to get all formalities done via phone that would be ideal. Do I need to be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?