I am obtaining a offer of a home loan from Nat West. I would like to use a Licensed Conveyancer in Whitchurch. Does the Nat West Conveyancing panel exclude conveyancers regulated by the CLC?
The Nat West approved solicitor list is, like many other lenders, represented by the CML or BSA, open to Licensed Conveyancers regulated by the CLC.
Finally the sale completed on my house in Whitchurch last August yet the purchaser is whats apping every few hours to moan that her conveyancer is waiting to hear from mylawyer. What are the post completion sale legalities now that I have sold?
Following your house sale your solicitor should forward the transfer deeds and all of the paperwork to the buyer’s lawyers. Where relevant, your lawyer must also send confirmation that the home loan has been discharged to the buyers lawyers. There are no post completion tasks peculiar conveyancing in Whitchurch.
I completed on my house on 7 January and my personal details are still not registered. Any reason for this? My conveyancing solicitor in Whitchurch expressed confidence that it should be formalised in a couple of weeks. Are properties in Whitchurch uniquely lengthy to register?
As far as conveyancing in Whitchurch is concerned, registration is no faster or slower than anywhere else in the country. As opposed to being determined by geographic area, timeframes can differ according to the party submitting the application, whether there are errors and whether the Land registry must send notices to any 3rd parties. Currently roughly three quarters of such applications are fully addressed within 12 days but some can be subject to longer delays. Historically registration takes place after the buyer is living at the premises therefore an expedited registration is not usually an essential issue yet where it is urgent that the the registration takes place urgently then you or your solicitor should communicate with the Registry to express the reasoning for an expedited registration.
I'm buying a new build house in Whitchurch benefiting from help to buy. The builders would not move on the price so I negotiated five thousand pounds worth of additionals instead. The estate agent advised me not inform my conveyancer about this side-deal as it may affect my mortgage with HSBC Bank. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Yesterday I discovered that there is a flying freehold issue on a property I put an offer in last month in what was supposed to be a simple, no chain conveyancing. Whitchurch is the location of the property. Can you shed any light on this issue?
Flying freeholds in Whitchurch are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Whitchurch you must be sure that your lawyer goes through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Whitchurch may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Hoping to buy a property located in Whitchurch and I am already nervous. I couldn't find anything specific about Whitchurch. Conveyancing will be needed in due course but do you know about the Whitchurch area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Whitchurch. In the meantime here are some basic statistics that we found