Please could you vouch for a Yorkshire Building Society accepted Stone conveyancing conveyancer finish our home move within 10 days? Would it be better to use a high street Stone solicitor or a nationwide comparison site?
We can recommend some very good Stone conveyancing firms. Another option is to visit the high street in Stone. Visit two or three law practices and request to speak with a conveyancing solicitor for a quote. Explain your deadline together with the reasons and ask for an assurance on speed. Appoint the one that genuine.
We wanted to use a property lawyer in Stone for our house purchase. Our broker informed us that our bank Halifax won't deal with them. Surely this is unduly restrictive?
A lender can insist on an approved solicitor act for it. Borrowers are liable to bear the cost of this. Do use our directory service to find a solicitor to conduct conveyancing in Stone on the Halifax approved list of solicitors.
is it true that all Stone solicitor firms on the Leeds Building Society conveyancing panel are regulated by the Solicitors Regulatory Authority?
As solicitors, in order to be on the Leeds Building Society approved list of solicitors they would need to be regulated by the Solicitors Regulatory Authority. Some lenders do list licenced conveyancers on their panel and in such a situation the organisation would be governed by the Council of Licensed Conveyancers.
We have agreed to purchase a house in Stone. One unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Principality be concerned?
Given that you are obtaining a mortgage with Principality your lawyer must follow the formal requirements outlined in Part two of UK Finance Lenders’ Handbook for Principality. The Council of Mortgage Lenders’ Handbook includes minimum requirements for solar panel roof-space leases, and conveyancers are required to report to Principality where a lease does not meet these requirements. The specifications relate to the installation of panels on properties in England and Wales and is not restricted to Stone.
I am currently in the process of buying my council flat in Stone. I have a mortgage agreed with UBS. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with UBS, you will need to appoint a solicitor on the UBS conveyancing panel.
Yesterday I discovered that there is a flying freehold element on a house I put an offer in last month in what should have been a simple, chain free conveyancing. Stone is where the house is located. What do you suggest?
Flying freeholds in Stone are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Stone you must be sure that your lawyer goes through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Stone may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Is it possible to transfer to a new firm as I need to find a firm on the Godiva Mortgages Ltd conveyancing list. I hired a family conveyancing solicitor in Stone five minutes from me but the firm is not accepted by Godiva Mortgages Ltd
It would be our pleasure to help you select a conveyancing solicitor in Stone on the Godiva Mortgages Ltd panel. Please note that the conveyancers that we list do not pay us fee if you instruct them and are registered with the SRA who oversee all conveyancing solicitors in Stone. In making use of search facility on this page, you can compare and instruct different solicitors and conveyancers both nationally and in Stone.
How and when do I pay the Stamp Duty Land Tax payable for my house transaction in Stone?
The majority of conveyancers will fill out a Land Transaction Return Form for you as part of your Stone conveyancing transaction for signature. On completion your conveyancing practitioner will submit the Land Transaction application to the Tax Authorities and - assuming they have the money - discharge any land tax payable for you.