Find a Lender-Approved Local Conveyancer in Stone

We are planning to acquire a flat and require a conveyancing solicitor in Stone who is on the RBS solicitor panel. Can you recommend a local solicitor?

Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for RBS . We don't recommend any particular firms conducting conveyancing in Stone.

I am due to move house in October. Should my conveyancing solicitor liaise with the removal company on the day of completion. On a separate note, can you suggest a removal company in Stone. Conveyancing firm was organised before I stumbled across your website.

On the afternoon of completion you will need to collect the house keys from your property agent but this should only take place when the sellers solicitors confirm to the agent that they acknowledge receipt of the completion payment and the keys can be collected. You can tell the removal company that they can start moving you in. As a matter of policy we do not suggest a specific removal company but can help you choose a conveyancing in Stone or a firm with expertise in conveyancing in Stone.

The mortgage over my property is with Virgin Money for my property in Stone. Conveyancing was finalised a year ago. Should I wish to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Virgin Money?

You must advise Virgin Money prior to renting your property as this is likely to be a breach of Virgin Money’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Virgin Money directly. You need not do this via a Virgin Money conveyancing panel firm.

I am due to exchange contracts on my apartment. I had a double glazing fitted in June 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Leeds Building Society are being problematic. The Stone solicitor who is on the Leeds Building Society conveyancing panel is recommending indemnity insurance as a solution but Leeds Building Society are insisting on a building regulation certificate. Why do Leeds Building Society have a conveyancing panel if they don't accept advice from them?

It is probably the case that Leeds Building Society have referred the matter to their valuer. The reason why Leeds Building Society may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

I have justbecome aware that Wolstenholmes have been shut down. They carried out my conveyancing in Stone for a purchase of a freehold house 12 months ago. How can I check that my home is registered correctly in the name of the previous owner?

The quickest way to see if the premises is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Stone conveyancing specialists.

How does conveyancing in Stone differ for new build properties?

Most buyers of new build premises in Stone contact us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the premises is ready to move into. This is because house builders in Stone typically purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Stone or who has acted in the same development.

Having had my offer accepted I require leasehold conveyancing in Stone. Before I set the wheels in motion I would like to find out the number of years remaining on the lease.

Assuming the lease is registered - and most are in Stone - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

I invested in buying a 2 bed flat in Stone, conveyancing formalities finalised half a dozen years ago. Can you let me have an estimate of the premium that my landlord can legally expect in return for granting a renewal of my lease? Equivalent flats in Stone with a long lease are worth £179,000. The average or mid-range amount of ground rent is £65 charged once a year. The lease terminates on 21st October 2082

With only 57 years left to run we estimate the price of your lease extension to range between £26,600 and £30,800 as well as costs.

The figure that we have given is a general guide to costs for extending a lease, but we are not able to provide a more accurate figure in the absence of detailed due diligence. Do not use this information in tribunal or court proceedings. There are no doubt other concerns that need to be taken into account and you obviously want to be as accurate as possible in your negotiations. Please do not move forward based on this information before getting professional advice.

I yesterday discovered that one of the directors of the conveyancing practice acting on the purchase conveyancing in Stone is a relative of the vendor. Is this allowed?

On the basis that there is no conflict of interest this should be fine. If you are needing a home loan then the mortgage company may have a say as many banks have specific instructions concerning this. For example for Yorkshire Building Society as of 30/8/2025, the requirements read as follows :