My wife and I are buying a 3 bedroom flat in Stafford with a mortgage. We wish to retain our Stafford solicitor, however the lender says he's not on their "panel". It seems we have little choice but to appoint one of the bank panel conveyancing practices or keep our Stafford conveyancing practitioner as well as pay for one of their panel lawyers to represent them. This seems very unfair; are we not able to demand that the bank use our Stafford property lawyer ?
No, not really. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your Stafford conveyancing solicitor to apply to be on the conveyancing panel.
Can the conveyancing practitioners indexed on your site handle right to buy conveyancing in Stafford?
We work with numerous conveyancing practitioners carrying out right to buy conveyancing Please get in touch with the solicitors listed with a view to get a costs illustration.
Can I use your services to recommend a Conveyancing solicitor in Stafford even if I’m not purchasing or disposing of a house, for instance if I wish to acquire a shop in Stafford with a mortgage from Platform Home Loans Ltd?
The service is mainly utilised to locate residential conveyancing solicitors in Stafford but we have set out towards the end of this page some Stafford commercial conveyancing firms. You will need to speak with the firm directly to check if they are also authorised to represent Platform Home Loans Ltd
I am buying a new build apartment in Stafford. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Set out below is a sample of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Stafford
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Please confirm the Lease plans are architect prepared. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Forfeiture - bankruptcy or liquidation must not apply under this provision. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal.
Given that I will soon part with £400,000 on a terraced house in Stafford I would like to have a conversation with the lawyer regarding thehouse move prior to appointing the firm. Is this something that you can arrange?
This is something that we encourage - we would be delighted to talk to you we do not take any clients on without you speaking to the lawyer due to be conducting your conveyancing in Stafford.There is no ‘factory style conveyancing’ - each client is an important person, not a matter reference. The practices that we put you in touch with believe that the fees you are quoted for your conveyancing in Stafford should be the figure that you end up paying.
I want to let out my leasehold flat in Stafford. Conveyancing solicitor who did the purchase is retired - so can't ask him. Do I need to ask my freeholder for their consent?
Some leases for properties in Stafford do contain a provision to say that subletting is only allowed with permission. The landlord is not entitled to unreasonably withhold but, in such cases, they would need to see references. Experience suggests that problems are usually caused by unsatisfactory tenants rather than owner-occupiers and for that reason you can expect the freeholder to take up the references and consider them carefully before granting permission.
I own a 1st floor flat in Stafford, conveyancing having been completed May 2003. Can you shed any light on how much the price could be for a 90 year extension to my lease? Corresponding flats in Stafford with a long lease are worth £180,000. The ground rent is £65 per annum. The lease terminates on 21st October 2084
With only 58 years left to run the likely cost is going to be between £21,900 and £25,200 plus legals.
The figure that we have given is a general guide to costs for extending a lease, but we cannot give you a more accurate figure in the absence of detailed due diligence. You should not use this information in a Notice of Claim or as an informal offer. There may be additional issues that need to be taken into account and you obviously want to be as accurate as possible in your negotiations. You should not move forward placing reliance on this information before getting professional advice.