Do the conveyancing solicitors identified via your search tool conduct conveyancing in Staffordshire by way of an attended exchange?
There are a few conveyancing experts carrying out attended exchanges. Do contact us to get a conveyancing quote and details as to dates.
I have been referred to a conveyancing solicitor in Staffordshire. I need to find out whether they are on the Leeds Building Society conveyancing panel. Can you help?
The first thing to do is e-mail your conveyancer and enquire if they can act for the lender. Alternatively you should call Leeds Building Society who may be able to assist.
I appreciate that there are debates on Chancel Insurance on online forums. Am I compelled to take this when purchasing a property in Staffordshire? or I am told that there is a law dating back centuries that could mean that house owners residing in a parish church boundary will be compelled to contribute towards maintenance towards the chancel in proximity to the church. Is this a legitimate concern for conveyancing in Staffordshire?
Unless a prior purchase of the house took place post 12 October 2013 you can assume that lawyers delivering conveyancing in Staffordshire to continue to suggest a chancel search and or chancel repair liability insurance.
I am buying my first flat in Staffordshire with a mortgage from Nottingham Building Society. The developers would not budge the price so I negotiated 6k of fixtures and fittings instead. The property agent advised me not inform my lawyer about this side-deal as it could jeopardize my loan with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I decided to have a survey completed on a property in Staffordshire in advance of instructing solicitors. I have been informed that there is a flying freehold overhang to the property. The surveyor advised that some banks will not give a loan on this type of property.
It varies from the lender to lender. HSBC has different requirements for example to Birmingham Midshires. If you call us we can check via the relevant bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Staffordshire. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Staffordshire to see if the conveyancing costs will increase in light of this.
How simple is it to use your search tool to select a conveyancing lawyer in Staffordshire on the panel for my mortgage?
First select a mortgage company such as Yorkshire Building Society, Coventry Building Society or Godiva Mortgages Ltd then choose your preferred area a common one being Staffordshire. Conveyancing organisations in Staffordshire and further afield will then be identified.