It is is a decade since I bought my home in Eccleshall. Conveyancing lawyers have recently been appointed on the sale but I am unable to locate my title documents. Is this a problem?
Don’t worry too much. Firstly the deeds may be retained by your mortgage company or they could still be with the lawyers who oversaw the purchase. Secondly in all probability the title will be registered at the land registry and you will be able to prove you are the registered owner by your conveyancing solicitors obtaining current official copies of the land registers. Almost all conveyancing in Eccleshall relates to registered property but in the unlikely event that your property is not registered it adds to the complexity but is not insurmountable.
Will my conveyancing lawyers need to check that the building insurance when buying a house in Eccleshall. My lender is Nationwide Building Society
Nationwide Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 17/5/2025, the requirements read as follows :
We are due to move house in August. Will my conveyancing solicitor update the removal company on the day of completion. Incidentally, can you recommend a removal company in Eccleshall. Conveyancing solicitor was found prior to coming across this page.
On the afternoon of completion you can pick up the keys from the property agent but this can only occur when the previous owners conveyancers advise the agent that they have the completion monies and the keys can be given over. You will need to tell the removal company that they can start moving you in. We are not in a position to recommend a specific removal company but can assist you in choosing a conveyancing in Eccleshall or a solicitor that specialises in conveyancing in Eccleshall.
Is it the case that all Eccleshall CQS (Conveyancing Quality Scheme) solicitors are on the Principality conveyancing panel?
A selection of banks and building societies now utilise CQS as the starting point for Panel approval such as HSBC and Santander. CQS membership however gives no guarantee to lender panel acceptance. Nevertheless,the CML have indicated that it is likely to become a pre-requisite for solicitor practices wishing to remain on their approved list of conveyancing solicitors.
Having digested plenty of house buying guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local Eccleshall solicitor - who is on the Lloyds conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?
Lloyds will need an independent valuation of the property. Your lawyer will not arrange this. Usually Lloyds will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Eccleshall surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
Just had an offer accepted on a new build flat in Eccleshall. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Here are examples of a few leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Eccleshall
-
If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Please supply evidence that the form of Lease proposed has been approved by the Land Registry. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents.
I decided to have a survey done on a house in Eccleshall in advance of retaining lawyers. I have been informed that there is a flying freehold aspect to the property. Our surveyor advised that some banks tend refuse to issue a loan on this type of premises.
It depends who your proposed lender is. HSBC has different requirements from Birmingham Midshires. If you call us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Eccleshall. Conveyancing may be slightly more expensive based on your lender's requirements.
I need to instruct a conveyancing practitioner in Eccleshall for my house move. Can I see a solicitor's complaints history with the profession’s regulator?
Anyone may read published Solicitor Regulator Association (SRA) determinations resulting from inquisitions from 2008 onwards. Visit Check a solicitor's record. For records Pre 2008, or to check a solicitors history, phone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, dial +44 (0)121 329 6800. The SRA sometimes recorded call for training reasons.