I plan on purchasing residence in Hitchin. My property lawyer is not listed on the lender solicitor panel. Can I still use my Hitchin conveyancing solicitor even though they are excluded from the lender panel of approved conveyancing solicitors?
Your options include
- Complete the purchase with your existing Hitchin conveyancer but your bank will need to retain a property lawyer from their conveyancing panel. The net result is additional charges and likely frustration.
- Choose a fresh conveyancing practitioner to conduct the conveyancing, obviously checking they are on the lender conveyancing panel.
- Convince your conveyancer to pull out all the stops to join the mortgage company conveyancing panel
Would the conveyancing practitioners that you recommend perform right to buy conveyancing in Hitchin?
We do have plenty of conveyancing lawyers carrying out right to buy transactions You should contact us to secure a costs calculation.
Is there a reason why leasehold purchase conveyancing in Hitchin is more expensive?
The conveyancing costs on a leasehold premises in Hitchin is often higher as compared to a freehold transaction. This is because there is an amount of additional work necessary in liaising with the freeholder and management company to collate the information concerning whether the rent and service charges have been cleared and whether there are any large sums expected to be spent in the foreseeable future on repairs or maintenance of the building.
I am considering applying for a HSBC mortgage for purchase of a new build (under development) in Hitchin with 65 per cent LTV. Is it compulsory to choose a solicitor on the conveyancing panel for HSBC ?
There is nothing to stop you using your solicitor, but HSBC will insist on their interests being represented by a firm on their conveyancing panel. There is much more potential for delays and confusion with an additional lawyer added to the mix, and it will undoubtedly be more expensive too.
My wife and I are purchasing a flat in Hitchin. It might be a silly question but how we can trust a solicitor? At some point we have to put funds into their account. What protection do we have from them run away with our deposit?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
What is the difference between a licensed conveyancer and conveyancing solicitor in Hitchin
Two types of professional can carry out conveyancing in Hitchin namely CLC regulated conveyancers or solicitors. The two can provide conveyancing services that you need to complete the sale or purchase of property. They are both duty bound to handle Hitchin conveyancing to the same standards and guidelines so you can be sure that your conveyancing will be properly carried out and that the requirements and procedures should be correctly followed.
I am selling my flat. I had a double glazing fitted in December 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, UBS are being a right pain. The Hitchin solicitor who is on the UBS conveyancing panel is happy to accept ‘lack of building regulation’ insurance but UBS are insisting on a building regulation certificate. Why do UBS have a conveyancing panel if they don't accept advice from them?
It is probably the case that UBS have referred the matter to their valuer. The reason why UBS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I used Action Conveyancing a few years past for my conveyancing in Hitchin. I now require my file but the law firm has closed. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Hitchin of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.