I have just been advised by my mortgage adviser that my Clowne the law firm I have appointed is not on the mortgage company Solicitor panel. How can I be sure if this is correct?
The best course of action for you to take is to contact your Clowne lawyer directly. You lawyer should inform you what has happened. Where they are not on the panel they may be able to suggest a Clowne conveyancing practice that is on the conveyancing panel for your lender.
Do the Building Society Association intend to launch a search tool with a view to to identify law firms on the Darlington Building Society conveyancing panel for instance in Clowne?
We have not been informed any plans on the part of the BSA to promote such a search facility.
This question may be naive but I am new to the house moving as a 1st time purchaser of a ground floor flat in Clowne. Do I receive the keys to the house on the completion date from my conveyancer? If so, I will appoint a High Street conveyancing solicitor in Clowne?
There is no need to visit the lawyers office on the day of completion. Conveyancing lawyers for you will electronically transfer the completion advance to the seller's solicitors, and shortly after the monies have arrived, you will be invited to pick up the keys from the Estate Agents and start moving into the property. Usually this happens early afternoon.
I recently had an offer agreed on an apartment in Clowne. My mortgage broker recommended their conveyancers. I paid an advanced payment of £175. Shortly after, the conveyancer called me embarrassingly acknowledging that they were not on the HSBC conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the HSBC panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I was told three weeks ago that my mortgage has been agreed to by Principality. Is it usual for Principality to only issue the offer once my solicitor in Clowne is approved on their conveyancing panel? Principality have asked my solicitor to see a copy of their Professional Indemnity Insurance Schedule.
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Principality to deal with your lawyer's application to be on the Principality conveyancing panel. There's no guarantee that your solicitor will be accepted.
A colleague advised me that where I am purchasing in Clowne I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
A search of this type is occasionally quoted for as part of the standard Clowne conveyancing searches. It is a large document of more than thirty pages, listing and setting out significant information about Clowne around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Clowne Education with plans and statistics, Local Amenities and other useful data about Clowne.
I used Wolstenholmes a few years past for my conveyancing in Clowne. I now require my file however cannot find the solicitor. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Clowne of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I have been pointed in your direction by numerous property agents in Clowne to find a solicitor on your site. What’s the financial inducement for Estate Agents to recommend your site over and above a competitor’s?
We don’t make any commission for directing people to this site. We found it would be just too difficult a fee because members of the public would think, ‘How come the agent getting a kickback? Why am I not receiving any benefit too?’ So we decided to step away from that.