We note that you have a search directory listing law firms on the Kent Reliance conveyancing panel. Do companies pay you a referral fee if I appoint them for our conveyancing in Timperley?
We are a listing service only for law firms wishing to communicate if they are on the Kent Reliance conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Timperley.
My wife and I purchased a terraced Georgian house in Timperley. Conveyancing practitioner represented me and Barclays . I happened to do a free search for it on the Land Registry database and I saw a couple of entries: the first freehold, another for leasehold with the matching property. I'd like to know for sure, how can I find out??
You should read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Timperley and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the situation with the conveyancing solicitor who carried out the work.
I am purchasing a new build house in Timperley with a loan from Virgin Money. The sellers would not move on the amount so I negotiated five thousand pounds worth of extras instead. The house builders rep suggested that I not inform my lawyer about this extras as it would impact my loan with Virgin Money. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Due to the encouragement of my in-laws I had a survey completed on a house in Timperley before appointing solicitors. I have been informed that there is a flying freehold aspect to the house. Our surveyor has said that some banks may not give a loan on this type of house.
It depends who your proposed lender is. Santander has different requirements for example to Nationwide. Should you wish to telephone us we can investigate further via the relevant lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Timperley. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Timperley to see if the conveyancing will be more expensive.
How do I use your search tool to locate a conveyancing practitioner in Timperley on the authorised to act for my lender?
Step one is to pick a bank such as National Westminster Bank, The Royal Bank of Scotland or Barclays Direct then choose your location for example Timperley. Conveyancing firms in Timperley and nationally will then be shown.
I am looking for a conveyancing practitioner in Timperley for my purchase. Is there any facility to review a firm’s record with the profession’s regulator?
Anyone can search for presented Solicitor Regulator Association (SRA) decisions arising from investigations from 2008 onwards. Visit Check a solicitor's record. For records Pre 2008, or to check a firm's record, call 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, call +44 (0)121 329 6800. The SRA sometimes recorded call for training purposes.