We are buying a 4 bedroom semi-detached house in Trefnant. We would like to convert the garage to an office at the house.Will the conveyancing process involve enquiries to ascertain if these alterations are allowed?
Your conveyancer will review the deeds as conveyancing in Trefnant will occasionally identify restrictions in the title deeds which restrict certain works or necessitated the permission of a 3rd party. Some extensions require local authority planning consent and approval under the building regulations. Some locations are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. It would be sensible to check these things with a surveyor ahead of any purchase.
I am due to exchange contracts on my house. I had a double glazing fitted in August 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Nationwide are being problematic. The Trefnant solicitor who is on the Nationwide conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Nationwide are requiring a building regulation certificate. Why do Nationwide have a conveyancing panel if they don't accept advice from them?
It is probably the case that Nationwide have referred the matter to their valuer. The reason why Nationwide may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
About to purchase house in Trefnant. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Nationwide conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Trefnant conveyancer is on the Nationwide conveyancing panel.
I am buying a house and the conveyancer has referenced Chancel Repair for which the property could be liable because it falls into the area of such a church. He has suggested insurance. Is this really required for conveyancing in Trefnant
Unless a prior acquisition of the house took place post 12 October 2013 you could take it that solicitors delivering conveyancing in Trefnant to remain encouraging a chancel search and or chancel repair liability insurance.
I own a 4 bedroom Victorian house in Trefnant. Conveyancing lawyer acted for me and The Royal Bank of Scotland. I did a free Land Registry search last week and I saw a couple of entries: one for freehold, the second leasehold with the matching address. Is it worth asking The Royal Bank of Scotland to clarify?
You need to review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Trefnant and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with purchasers. You can also question the position with your conveyancing practitioner who completed the work.
I am looking to sell my property. My past lawyers closed down. I would be grateful for any recommendation of a conveyancing firm. Im based in Trefnant if that makes things easier.
Do use our search tool to help you choose a solicitor for your conveyancing in Trefnant. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move runs smoothly.
My father-in-law has recommend that I appoint his conveyancing solicitors in Trefnant. Do I take his recommendation?
Much as we are happy to recommend a Trefnant conveyancing lawyer the ideal way to select a conveyancing lawyer is to get feedback from friends or family who have actually previously instructed the firm you're considering.
Our lawyer in Trefnant has identified a a legal deficiency with the lease for the flat we are buying in Trefnant. The seller’s lawyers have offered title insurance as a solution. We are happy with insurance and will cover the costs. Our solicitor says that as he is on the lender conveyancing panel he must be satisfied that the lender is happy with this solution. Who is the client here, us or the lender?
Just because you have a mortgage offer from the lender does not mean to say that the property will be meet their requirements for the purposes of a mortgage. Your Trefnant conveyancing lawyer has to ensure that the lease has to comply with the UK Finance Lenders’ Handbook Requirements. You and the mortgage company are the client. The appropriate lender requirements have to be complied with by the mortgage company conveyancing panel who has to balance acting for you and the mortgage company