Much to our surprise we have been told by our IFA that my Meliden lawyer is not on the mortgage company Conveyancing panel. What can I do to check?
The first thing you need to do is to call your Meliden conveyancer. You lawyer should inform you of the situation. Where they are not on the panel they could put your in touch with solicitors on the approved list of lawyers for your lender.
How up to date is your search tool for Meliden conveyancing solicitors on the Nationwide conveyancing panel? Do Nationwide send you an updated list?
Meliden conveyancing firms themselves provide us confirmation that they are on the Nationwide conveyancing panel as opposed to being supplied with a list from Nationwide directly.
Do the Building Society Association intend to launch a searchable register to list solicitors on the Darlington Building Society conveyancing panel for example in Meliden?
We have not been informed any intention on the part of the BSA to promote such a register.
Should our lawyer be raising questions concerning flooding as part of the conveyancing in Meliden.
The risk of flooding is if increasing concern for lawyers specialising in conveyancing in Meliden. There are those who acquire a property in Meliden, fully expectant that at some time, it may suffer from flooding. However, leaving to one side the physical damage, if a property is at risk of flooding, it may be difficult to obtain a mortgage, suitable building insurance, or dispose of the property. Steps can be carried out as part of the conveyancing process to forewarn the buyer.
Solicitors are not best placed to give advice on flood risk, however there are a various checks that can be carried out by the buyer or by their conveyancers which should figure out the risks in Meliden. The conventional set of information given to a buyer’s lawyer (where the solicitors are adopting what is known as the Conveyancing Protocol) incorporates a usual inquiry of the seller to determine if the premises has historically flooded. If the premises has been flooded in past which is not disclosed by the vendor, then a purchaser could issue a claim for damages as a result of such an misleading answer. A purchaser’s lawyers should also conduct an enviro report. This should reveal if there is a recorded flood risk. If so, additional investigations should be initiated.
How straightforward is it to use the search app to locate a conveyancing lawyer in Meliden on the panel for my bank?
First choose a lender such as National Westminster Bank, The Mortgage Works or Barclays Direct then type in your preferred area for instance Meliden. Conveyancing organisations in Meliden and beyond should be shown.
We have just discovered that one of the partners of the conveyancing practice handling the purchase conveyancing in Meliden is is the sister of the seller. Is this acceptable?
On the basis that there is no conflict of interest this is permitted. If you are requiring mortgage finance then the mortgage company may have a say as many banks have specific instructions concerning this. For example for Virgin as of 24/8/2025, the requirements read as follows :