My lawyer has identified a defect with the lease for the flat we are buying in Bodfari. The seller’s lawyers have offered title insurance as a solution. We are happy with insurance and will pay for it. Our conveyancing practitioner has advised that he must check that the mortgage company is content with this solution. Who is the client here, us or the bank?
Even though you have a mortgage offer from the bank does not mean to say that the property will meet their conditions for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the UK Finance Lenders’ Handbook requirements. You and the mortgage company are the client. These conveyancing instructions have to be complied with.
I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in Bodfari. My lender is Nationwide Building Society
Nationwide Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 22/5/2026, the requirements read as follows :
How does conveyancing in Bodfari differ for new build properties?
Most buyers of new build residence in Bodfari contact us having been asked by the housebuilder to sign contracts and commit to the purchase even before the premises is built. This is because house builders in Bodfari usually acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Bodfari or who has acted in the same development.
In what way can the Landlord & Tenant Act 1954 affect my business property in Bodfari and how can your lawyers assist?
The 1954 Act gives security of tenure to business leaseholders, giving them the a statutory right to make a request to court for a new lease and continue in occupation at the end of the lease term. There are limited grounds where a landlord can refuse a lease renewal and the rules are complex. We are happy to direct you to commercial conveyancing firms who use the act to your advantage and assist with commercial conveyancing in Bodfari
As co-executor for the will of my aunt I am disposing of a house in Neath but reside in Bodfari. My solicitor (approximately 200 miles from mehas requested that I sign a stat dec before the transaction finalising. Could you suggest a conveyancing solicitor in Bodfari who can witness and place their company stamp on the document?
Technically speaking you are unlikely to be required to have the documents witnessed by a conveyancing solicitor. Normally any notary public or solicitor will suffice regardless of whether they are Bodfari based
My mother purchased her house in Bodfari in 2005. She has been married, divorced and in recent months got married again. She intends to market the property next moths. I believe she will just be asked to supply copies of the marriage papers to the solicitor but she is worried it will delay the sale of the house. Should she instruct a property lawyer to update the title information for the house?
The is no need to bring up to date the title for the property as long as you have the proof needed to show how the change of name resulted.
The buyer’s property lawyer will review the title entries and ask for evidence by way of proof of the name change e.g. marriage documentation.