I have just been advised by my IFA that my Bodfari property lawyer is not on the bank Solicitor panel. What can I do to check?
You need to call your Bodfari lawyer directly. It is reasonable to expect your lawyer to inform you what has happened. Where they are not on the panel they could put your in touch with solicitors on the approved list of lawyers for your lender.
Will my conveyancing lawyers need to check that the building insurance when buying a house in Bodfari. My lender is Platform
Platform have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 8/11/2025, the requirements read as follows :
My partner and I are close to exchanging contracts on the sale of our property in Bodfari and according to the buyers it appears that there is a risk of it being built land that was not decontaminated. Any local conveyancer would know this is not the case. For the life of me I don't know why the buyers instructed a web based conveyancing firm as opposed to a conveyancing solicitor in Bodfari. Having lived in Bodfari for three years we know of no issue. Do we contact our local Authority to obtain clarification that the buyers are looking for.
It would appear that you have a conveyancing firm already. Are they able to advise? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)
I am buying my first flat in Bodfari with a mortgage from Birmingham Midshires. The developers would not move on the amount so I negotiated 6k of fixtures and fittings instead. The sale representative advised me not reveal to my solicitor about the extras as it will affect my loan with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I've recently bought a leasehold property in Bodfari. Am I liable to pay service charges relating to a period prior to completion of my purchase?
Where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
Bodfari Conveyancing for Leasehold Flats - A selection of Queries Prior to buying
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This information is important as a) areas can result in problems for the building as the communal areas may begin to deteriorate where maintenance remain unpaid b) if the leaseholders have a dispute with the running of the building you will want to know about it Is anyone aware of any major works on the horizon that could add a premium to the maintenance costs? Are any of leasehold owners in dispute over their service charge payments?
I am buying a ground floor apartment in Bodfari. Conveyancing solicitor is waiting for, from the owner, building insurance paperwork. I was told today I was advised that the owner needs to forward the insurance paperwork for the flat above also. Why does my lawyer need to review the insurance for the other flat? Is it really required? We have been waiting for the last month…
It is not unheard of in leasehold conveyancing in Bodfari to find Conveyancing in Bodfari in a minority of cases reveals that the lease obliges the leasehold owners to insure their individual flats rather than the freeholder insuring the complete building - which is clearly better. Do clarify with your conveyancing practitioner but it would appear that your conveyancing practitioner is looking to establish that the entire building is insured. Insuring a ground floor apartment is no help when it comes to rebuilding after a fire if the 1st floor cannot be reconstructed as a result of lack of insurance.