Can I use your services to recommend a Conveyancing solicitor in Congleton even if I’m not purchasing or selling a house, for instance where I intend to buy an office in Congleton with a loan from Virgin Money?
Our search tool is mainly utilised to select residential conveyancing solicitors in Congleton but we have recorded towards the end of this page a few Congleton commercial conveyancing firms. You will need to enquire with the solicitors directly to check if they can also act for Virgin Money
My Solicitor in Congleton is not on the The Mortgage Works Approved Panel. Can I still continue with my prefered solicitor even though they are not on the The Mortgage Works panel of approved conveyancing solicitors?
The limited options available to you here include:
- Carry on with your existing Congleton lawyers but The Mortgage Works will need to instruct a lawyer on their panel. This will inevitably rack up the total legal charges as well as result in frustration.
- Get an alternative lawyer to to deal with the conveyancing, obviously checking they are The Mortgage Works approved.
- Try to convince your The Mortgage Works based solicitor to try to join the The Mortgage Works panel
I am helping my niece sell her flat in Congleton. Does the conveyancer arrange an energy assessment or should I organise this?
After the demise of Home Information Packs, EPC’s was retained a mandatory part of moving house. An energy performance certificate must be to hand in advance of the property being put on the market. It is not something that law firms ordinarily arrange. Where you are using a Congleton conveyancing practitioner they might help arrange energy performance certificates given their relationships with long established Congleton accredited person
I just bought a house at auction in Congleton. Conveyancing is necessary. What are my next steps?
Having exchanged you should instruct a conveyancing solicitor as a matter of urgency as you are facing a pending a drop dead date to complete the purchase. An auction property will ordinarily have a bespoke legal set of papers. This will likely include most,if not all of the documents that your lawyer will need. In the case of leasehold premises the auction papers should provide a copy of the lease, management information and a sellers leasehold information form and associated conveyancing paperwork specific to a leasehold property. You should pass this on to the solicitor working for you ASAP. You also need to ensure that you have funds in order to complete on the date specified in the contract.
After weeks of negotiation I have agreed a price on a house in Congleton. My mortgage broker suggested a conveyancer. I paid an upfront payment of £200. A few days later, the lawyer contacted me sheepishly admitting that they were not on the Principality conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Principality panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Yesterday I discovered that there is a flying freehold issue on a property I put an offer in two weeks back in what was supposed to be a simple, no chain conveyancing. Congleton is the location of the property. What do you suggest?
Flying freeholds in Congleton are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Congleton you must be sure that your lawyer goes through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Congleton may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
Should I be suspicious by third parties that I am dealing with are suggesting an online conveyancing firm rather than a local Congleton conveyancing practice?
As is the case with lots of professional services, often suggestions from family and friends can be very helpful. But there are numerous people with a vested interest in a conveyancing deal; estate agents, mortgage brokers and banks may put forward lawyers to appoint. On occasion these lawyers might be known to one of the organisations as being good in their field, but sometimes there exists a commercial relationship behind the recommendation. You have the discretion to select your preferred conveyancer. However, bear in mind that most mortgage providers specify a panel list of solicitors you are obliged to use for the lender related work in your home move.
I am in need of some leasehold conveyancing in Congleton. Before diving in I want to be sure as to the remaining lease term.
If the lease is registered - and almost all are in Congleton - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
Congleton Conveyancing for Leasehold Flats - A selection of Queries Prior to buying
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It would be prudent to discover as much as possible regarding the managing agents as they will impact your use and enjoyment of the property. Being a leasehold owner you are often at the mercy of the managing agents both financially and when it comes to daily issues such as the cleanliness of the common parts. Enquire of other tenants whether they are happy with them. On a final note, investigate as to the dates that the maintenance charges are due to the appropriate party and precisely how they are spending the funds. On the whole the outlay for major works are not incorporated into the service charges, although some managing agents in Congleton obliged tenants to pay into a sinking fund created for the specific purpose of establishing a fund for larger works. Does the lease contain onerous restrictions?