I am the registered owner of a freehold residence in Willen but nevertheless invoiced for rent, why is this and what is this?
It is rare for properties in Willen and has limited impact for conveyancing in Willen but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for many centuries, but the Rent Charge Act 1977 barred the establishment of new rentcharges from 1977 onwards.
Old rentcharges can now be redeemed by making a one off payment under the Act. Any rentcharges that are still in existence in 2037 is to be extinguished.
I am assisting my mother sell her flat in Willen. Will the solicitor commission the energy performance certificate or it is for the seller to coordinate?
Following the abolition of HIPs, energy assessments remained a mandatory component of moving house. An energy performance certificate should be commissioned in advance of the property being marketed. It is not a task that lawyers normally arrange. Where you are instructing a Willen conveyancing lawyer they might be able to arrange energy performance certificates due to their relationships with long established Willen energy assessors
I am buying a property in Willen. A rare aspect is that the roof has a solar panel. HSBC have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As your lender is HSBC your lawyer must follow the conveyancing instructions contained in Section 2 of UK Finance Lenders’ Handbook for HSBC. The CML Handbook sets out minimum specifications for solar panel roof-space leases, and conveyancers are required to report to HSBC where a lease does not meet these specifications. The provisions relate to the installation of panels on properties nationwide and is not isolated to Willen.
TSB have agreed my home loan in principle, my offer on a house in Willen has been accepted, what are the next steps?
The property agent will wish to be advised as to your lawyer's details (ensure that the conveyancing practitioners are on the bank’s approved list). Call up TSB or the financial adviser and finalise any relevant documentation. TSB will instruct a valuer who will get in contact with the selling agent or seller to schedule an appointment. Once carried out (assuming no problems) it takes on average a week to get a mortgage offer. TSB will send the offer to you and your solicitors. The legal work will then take it’s course according the nature and complexity of the conveyancing in Willen.
I require quick conveyancing in Willen as I am under a deadline to sign on the dotted line in less than one month. A home loan is not required. Is it possible to avoid the conveyancing searches to save money and time?
As you are are a mortgage free purchaser you have the choice not to do searches although no solicitor would advise that you don't. Drawing on years of experience of conveyancing in Willen the following are instances of issues that can be revealed and adversely impact future saleability: Enforcement Notices, Outstanding Fees, Overdue Grants, Road Schemes,...
I used Stirling Law a few years past for my conveyancing in Willen. I now require my papers but the law firm is no longer operating. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Willen of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I am thinking of appointing a conveyancing lawyer in Willen for my home move. Can I see a solicitor's record with the profession’s regulator?
Anyone may read presented Solicitor Regulator Association (SRA) decisions stemming from investigations from 2008 onwards. Go to Check a solicitor's record. To find information Pre 2008, or to check a solicitors history, ring 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. International callers, dial +44 (0)121 329 6800. The SRA may recorded call for training reasons.
My husband and I have just had an offer accepted on a apartment and had meeting on Friday with Leeds Building Society for the mortgage. They have informed us that when it comes to choosing a conveyancer that if they are not on their approved panel of property lawyers then we will have to pay out an additional fee of £200. This is is due to the fact that they would then have to appoint a solicitor to act for them in addition to the one we choose to act on our behalf and we assume responsibility for their costs. I have requested Leeds Building Society to furnish me with a list so I can request estimates only from their approved solicitors but was told that I need to check with each individual solicitor to see if they are on the panel. Is there a simple way of finding out who is on a lender panel?
Ask Leeds Building Society what their panel criteria is for a solicitor.Thereafter ask the conveyancer of your choice whether they meet the criteria and have they acted on mortgages for Leeds Building Society previously. Where the answer to those is yes, then just double check with Leeds Building Society. Alternatively please make use of our search tool and we may be able to identify a conveyancing practitioner in Willen on the approved list for Leeds Building Society.