I chose a high street firm for my conveyancing in Tilehurst last week. After carefully reading the Terms and Conditions it is apparent thatwe are responsible for costs even where the transaction does not complete. Would I be best advised to instruct a web based lawyer who offer no-sale-no-fee conveyancing in Tilehurst?
It is usually a trade off in that if "No Completion No Fee" is advertised then the conveyancing charges will tend to be be uplifted to neutralise the conveyances that abort. Do bear in mind that these promotions tend not to cover expenditure e.g. Tilehurst conveyancing search charges.
My husband and I intend to remortgage our apartment in Tilehurst with Co-operative. We have a son 18 who lives at home. Our solicitor has asked us to disclose anyone over the age of 17 other than ourselves who reside at the property. Our lawyer has now e-mailed a document for our son to sign, waiving any legal rights in the event that the apartment is forfeited by the lender. I have two questions (1) Is this document specific to the Co-operative conveyancing panel as he never had to sign this form when we remortgaged 5 years ago (2) In signing this form is our son in any way compromising his right to inherit the property?
First, rest assured that your Co-operative conveyancing panel solicitor is doing the right thing as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Co-operative. This is solely used to protect Co-operative if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Co-operative had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.
I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Tilehurst. My lender is Bank of Ireland
Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 9/6/2026, the requirements read as follows :
Me and my partner are purchasing a flat in Tilehurst. It might be a silly question but how we can trust a lawyer? On completion day we have to send money into their account. What protection do we have from them run away with our monies?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
I just acquired a property at auction in Tilehurst. Conveyancing is needed. What are my next steps?
Given that you have now legally bound yourself to purchase you must hire the services of a conveyancing lawyer as a matter of urgency as you are facing a pending a drop dead date to complete the property. All auction property should have a corresponding auction set of papers. This will likely include the copy title deeds, local authority and drainage searches. Where you are dealing with leasehold premises the conveyancing papers may include a copy of the lease, management information and a sellers leasehold information form and other conveyancing paperwork specific to a leasehold property. You must hand this to the lawyer instructed by you as soon as possible. Do make sure that that you have the requisite funding organised to complete on the on the contractual date .
I can not fathom if my bank requires a lease extension. I have called my Tilehurst bank branch on a couple of occasions and was informed it wasn't an issue and they will lend. My Tilehurst conveyancing solicitor - who is on the bank conveyancing panel- telephoned to say that they will not lend in accordance with their published requirements. I have no idea who is right.
The lawyer has to follow the CML Handbook Part 2 provisions for your bank. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
I have been on the look out for a flat up to £195,000 and identified one close by in Tilehurst I like with a park and station nearby, the downside is that it only has 52 years unexpired on the lease. I can't really find anything else in Tilehurst suitable, so just wondered if I would be making a grave error buying a lease with such few years left?
Should you require a home loan the remaining unexpired lease term may be a potential deal breaker. Discount the price by the expected lease extension will cost if it has not already been discounted. If the current proprietor has owned the premises for a minimum of 2 years you may ask them to commence the lease extension formalities and pass it to you. You can add 90 years to the existing lease and have £0 ground rent by law. You should consult your conveyancing solicitor concerning this matter.
Why do I have to supply my solicitor with a list of items of identification before they can commence with selling or buying a property in Tilehurst?
Tilehurst conveyancing practitioners are duty bound by the Law Society, Solicitors Regulation Authority, HM Land Registry and current AML legislation to record that the have checked the identity of their clients. It is also sometimes a requirement of your mortgage offer. In addition they have to complete various forms, particularly those relating to SDLT and need to have details such as your full names, NI number and DOB.