It is a dozen years since I purchased my home in Abercarn. Conveyancing solicitors have just been retained on the sale but I can't track down the deeds. Is this a major issue?
You need not be too concerned. First the deeds may be retained by the lender or they could stored with the conveyancers who acted in your purchase. Secondly in most cases the title will be recorded at the land registry and you will be able to prove you own the property by your conveyancing lawyers procuring up to date copy of the land registers. The vast majority of conveyancing in Abercarn involves registered property but in the rare situation where your property is not registered it adds to the complexity but is resolvable.
Do the Building Society Association intend to launch a searchable register to to identify solicitors on the Earl Shilton BS conveyancing panel for example in Abercarn?
We are not aware of any intention on the part of the BSA to promote such a tool.
It has been three months since my purchase conveyancing in Abercarn completed. I have checked the Land Registry site which shows that I paid £150,000 when infact I paid £180,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
How does conveyancing in Abercarn differ for new build properties?
Most buyers of new build residence in Abercarn contact us having been asked by the builder to exchange contracts and commit to the purchase even before the house is ready to move into. This is because new home sellers in Abercarn typically purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Abercarn or who has acted in the same development.
How straightforward is it to use the search app to find a conveyancing solicitor in Abercarn on the approved list for my bank?
First select a lender such as Birmingham Midshires, Skipton Building Society or Godiva Mortgages Ltd then type in your location such as Abercarn. Conveyancing firms in Abercarn and beyond will then be shown.
As co-executor for the will of my father I am disposing of a property in Neath but live in Abercarn. My conveyancer (who is 260 miles from mehas requested that I execute a statutory declaration ahead of completion. Could you suggest a conveyancing practitioner in Abercarn to attest this legal document for me?
Technically speaking you are not likely to be required to have the documents attested by a conveyancing solicitor. Ordinarily any notary public or qualified solicitor will suffice regardless of whether they are located in Abercarn