I am about to put an offer on a leasehold property in Abercarn. The estate agents advise that it is usual for flats in Abercarn to have less than 75 years remaining. I am obtaining a loan with Tesco Bank. Will the property be mortgageable given that the lease has 72 years to go.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 28/1/2026 the requirements read as follows :
This question may be naive but I am new to the home moving as a first time buyer of a garden flat in Abercarn. Do I pick up the keys to the house on the completion date from my lawyer? If this is the case, I will instruct a High Street conveyancing solicitor in Abercarn?
There is no need to visit the lawyers office on the day of completion. Conveyancing lawyers for you will transfer the completion advance to the seller's conveyancers, and once they have received this, you will be able to receive the keys from the Estate Agents and move into your new home. Usually this happens between 1 and 3pm.
We are buying a terrace house in Abercarn. We would like to convert the garage to an office at the house.Will the conveyancing process include enquiries to ascertain if these works are prohibited?
Your property lawyer will check the registered title as conveyancing in Abercarn will sometimes reveal restrictions in the title deeds which restrict categories of alterations or necessitated the permission of a 3rd party. Many extensions require local authority planning consent and approval under the building regulations. Some locations are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. It would be wise to check these things with a surveyor prior to committing yourself to a purchase.
Does a directory service exist listing HSBC panel conveyancers in Abercarn on the Council of Mortgage Lender’s Website?
No. There is no such tool on the CML or Building Society Association websites. Very few mortgage companies make their panel listings visible on the web. Where you are looking for a Abercarn solicitor on the HSBC please make the most of our facility.
I am buying a house and the lawyer has mentioned Chancel Repair for which the house could be liable given it’s proximity to the area of such a church. She has mentioned insurance. Is this strictly required for conveyancing in Abercarn
Unless a prior acquisition of the house completed post 12 October 2013 you can take it that solicitors delivering conveyancing in Abercarn to remain recommending a chancel search and or insurance against a claim.
Me and my brother have a terraced Victorian property in Abercarn. Conveyancing practitioner represented me and Chelsea Building Society. I did a free Land Registry search last week and there are a couple of entries: the first freehold, the second leasehold with the matching property. I thought I was buying a freehold how can I check?
You need to read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Abercarn and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also check the position with the conveyancing solicitor who conducted the conveyancing.
What does commercial conveyancing in Abercarn cover?
Abercarn conveyancing for business premises incorporates a wide array of services, given by regulated solicitors, relating to business premises. For instance, this type of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the assignment of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial loans and the termination of tenancies.
I need to retain a conveyancing solicitor for leasehold conveyancing in Abercarn. I've land on a web site which appears to be the perfect offering If there is a chance to get all the legals done via email that would be ideal. Do I need to be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?