We are purchasing a house and need a conveyancing solicitor in Bedwas who is on the RBS approved panel. Could you point me in the right direction as regards a solicitor?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for RBS . We don't recommend any particular firms conducting conveyancing in Bedwas.
We wanted to use a conveyancing solicitor in Bedwas for our house purchase. Our financial adviser informed us that our bank Bank of Ireland won't deal with them. Surely this is unduly restrictive?
A mortgage company may insist on a panel conveyancer act for it. You would be expected to meet the charges for this. Please make use of our tool to locate a solicitor to conduct conveyancing in Bedwas on the Bank of Ireland approved list of solicitors.
This question may be naive but I am new to the process as a first time purchaser of a two bedroom flat in Bedwas. Do I collect the keys to the premises on completion from my lawyer? If this is the case, I will find a High Street conveyancing solicitor in Bedwas?
There is no need to visit the lawyers office on the day of completion. Your solicitors will electronically transfer the purchase money to the owner’s lawyers, and once they have received this, you will be called to collect the keys from the selling Agents and move into your new home. Usually this happens early afternoon.
My partner and I have arranged the release of further monies on our home loan from HSBC as we wish to carry out renovations to our property in Bedwas. Are we obliged to appoint a local Bedwas solicitor on the HSBC conveyancing panel to deal with the paperwork?
HSBC would not normally instruct a member of their approved list of lawyers to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the HSBC conveyancing panel.
We have agreed to purchase a house in Bedwas. One unusual aspect is that the roof has a solar panel. Lloyds have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As you are obtaining a mortgage with Lloyds your lawyer must follow the formal requirements contained in Part two of UK Finance Lenders’ Handbook for Lloyds. The Council of Mortgage Lenders’ Handbook contains minimum provisions for solar panel roof-space leases, and solicitors are required to report to Lloyds where a lease does not meet these requirements. The conditions relate to the installation of panels on properties nationwide and is not limited to Bedwas.
What can a local search inform me concerning the house my wife and I buying in Bedwas?
Bedwas conveyancing often starts with the applying for local authority searches directly from your local Authority or via a personal search company such as Xpress Legal The local search is essential in every Bedwas conveyancing purchase; that is if you don’t want any nasty surprises after you move into your property. The search will reveal information on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject headings.
My wife and I have a 4 bedroom Georgian property in Bedwas. Conveyancing practitioner acted for me and TSB. I did a free Land Registry search last week and there are a couple of entries: one for freehold, the second leasehold with the matching property. I'd like to know for sure, how can I find out??
You need to assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Bedwas and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with purchasers. You can also enquire as to the position with your conveyancing solicitor who conducted the purchase.
My wife and I have recently appointed a conveyancing solicitor in Bedwas. I I would like to check if they are listed on the lender's conveyancing panel. Can you advise?
One option is to contact the conveyancer to enquire if they are on the lender's approved list. If that does not help call us and we can make some checks for you. Should the firm not be on the lender panel we we can help find a specialist conveyancing solicitor in Bedwas on the panel for your lender.