I have just started taking steps with a view to switching my current residential home loan to a BTL Platform Home Loans Ltd mortgage. The bank has said that I require a solicitor as part of the process. I got in contact with my past Bedwas conveyancing firm who who conducted the conveyancing when I initially bought the premises. The costs estimate they've given of just over five hundred pounds is surprising as its a refinance than a sale or purchase.
The estimate does seem a little steep. If you shop around you may be able to shave off some of the expense by say a hundred pounds. That being said, assuming were satisfied with the conveyancing the firm gave you couldcome to regret choosing an an untested lawyer. Remember to enquire the solicitor can act for Platform Home Loans Ltd. You can use our search tool to find a Bedwas conveyancing firm on the Platform Home Loans Ltd approved list of lawyers, which can often include conveyancing solicitors in Bedwas.
Completed the sale of my flat in Bedwas last October but the buyer keeps whats apping daily complaining that their lawyer is waiting to hear from mine. What are the post completion sale legalities now that I have sold?
Post completion of your disposal your lawyer should deliver the transfer deeds and all supplemental paperwork to the buyer’s conveyancer. Where relevant, your solicitor should also confirm that the home loan has been redeemed to the purchasers solicitors. There is unlikely to be post completion steps just for conveyancing in Bedwas.
I have 71 years remaining on my lease and need a lease extension for my flat in Bedwas. Conveyancing solicitors on the Bank of Ireland panel can deal with such extensions correct?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 15/4/2025 the requirements read as follows :
I own a terraced Georgian property in Bedwas. Conveyancing practitioner acted for me and Birmingham Midshires. I happened to do a free search for it on the Land Registry database and there are two entries: one for freehold, another for leasehold under the matching address. I thought I was buying a freehold how can I check?
You should review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Bedwas and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also check the position with your conveyancing solicitor who conducted the conveyancing.
I am purchasing a new build house in Bedwas benefiting from help to buy. The builders refused to budge the amount so I negotiated 6k of extras instead. The sale representative advised me not disclose to my lawyer about this side-deal as it may affect my loan with Aldermore. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
What does commercial conveyancing in Bedwas cover?
Bedwas conveyancing for business premises incorporates a broad array of advice, given by regulated solicitors, relating to business property. For example, this type of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the assignment of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of tenancies.