I plan on acquiring a leasehold flat in Rudry. My Solicitor is not listed on the mortgage company approved panel. Am I still permitted to retain my Rudry conveyancing solicitor even though they are excluded from the lender list of approved lawyers?
Your options include
- Proceed with your chosen Rudry solicitor but your mortgage company will undoubtedly instruct a solicitor on their approved panel. The net result is additional charges and potential frustration.
- Get a new conveyancing practitioner to act in the purchase, obviously checking they are on the bank conveyancing panel.
- Appeal to your conveyancer to seek to join the mortgage company panel
At what point does exchange of contracts take place for domestic conveyancing in Rudry and do I need to be at the lawyers branch?
If you are local to one of the conveyancing solicitors in Rudry you are invited in to sign documents. However, the lender approved solicitors we recommend offer countrywide coverage for conveyancing and provide as equally comprehensive and professional a job for you when communicating with you digitally. The signing of the contract is not when everything is set in stone. A signed contract is necessary for the firm to officially exchange when the time is right, which is ordinarily shortly after signing. The exchange process is is usually a five minute process, although where an extended "chain" is in play, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Rudry)to be in the office at the appropriate time.
We are aiming to move house in March. Does my conveyancing solicitor liaise with the removal company on the completion day. As an aside, can you recommend a removal company in Rudry. Conveyancing firm was found prior to coming across this page.
On the afternoon of completion you can collect the keys from the property agent however this can only happen once the previous owners solicitors confirm to the agent that they have the completion monies and the keys can be released. After that you can advise the removal company that they can start moving you in. As a matter of policy we do not suggest a specific removal organisation but can assist you in locating a conveyancing in Rudry or a lawyer that specialises in conveyancing in Rudry.
Is it correct that all Rudry CQS (Conveyancing Quality Scheme) solicitors are on the Principality conveyancing list of approved solicitors?
It is true that some lenders now make use of the accreditation scheme as the starting point for Panel membership such as HSBC and Santander. The Law Society’s CQS membership however is no guarantee to lender panel acceptance. Nevertheless,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitors wishing to join their approved list of firms.
Intending to buy a house in Rudry. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the HSBC conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Rudry solicitor is on the HSBC conveyancing panel.
I need some expedited conveyancing in Rudry as I have pressure to exchange contracts within 3 weeks. Fortunately I do not need a mortgage. Is it possible to avoid the conveyancing searches to save fees and time?
As you are are a cash purchaser you have the choice not to have searches conducted although no lawyer would advise that you don't. With lots of history conveyancing in Rudry the following are instances of what can appear and adversely affect future mortgageability: Refused Planning Applications, Outstanding Fees, Outstanding Grants, Railway Schemes,...
My wife and I purchased a 4 bedroom Georgian house in Rudry. Conveyancing lawyer acted for me and Nationwide Building Society. I did a free Land Registry search last week and I saw two entries: one for freehold, the second leasehold under the exact same property. If a house is not a freehold shouldn't I have been informed?
You should review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Rudry and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with purchasers. You can also check the situation with your conveyancing lawyer who carried out the work.
I have been sourcing a conveyancing practitioner in Rudry for my home move. Is there any facility to see a solicitor's record with the legal regulator?
One can find presented Solicitor Regulator Association (SRA) decisions resulting from inquisitions from 2008 onwards. Go to Check a solicitor's record. For details about the period before 1 January 2008, or to check a firm's history, telephone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. International callers, dial +44 (0)121 329 6800. The regulator sometimes recorded call for training purposes.