What is the ideal way of choosing a commercial conveyancing in Machen?
First ask connections who they would recommend.
Option 2 is to look on the web for conveyancing in Machen. Phone a couple or more firms listed and request that they forward you their conveyancing charges and have a conversation with the lawyer who will conduct your conveyancing prior tocommitting.
Option 3 is to make use of our search tool to help you find the right solicitors for you based on your unique expectations including the type of property,deadlines, complications and who your intended mortgage company is. Resist the temptation to go for ninety nine pound conveyancing in Machen
My lawyer has identified a a problem with the lease for the flat we are purchasing in Machen. The other side have offered defective title insurance as a workaround. We are happy with insurance and will pay for it. Our conveyancer says that he must be satisfied that the lender is content with this solution. Are we the client or is the bank?
The short answer to your last question is that, notwithstanding the potential for a conflict of interest, you and the bank are the client. Your conveyancing practitioner must comply with the UK Finance Lenders’ Handbook specifications. The UK Finance Lenders’ Handbook conditions require your lawyer to disclose issues such as defects with the lease so that the mortgage company can be afforded the opportunity to check with their valuer as to the extent that the value of the property is affected. Should you refuse to allow your lawyer to make the appropriate notification then your conveyancing practitioner will have no choice but to discontinue acting for you.
Me and my brother have a semi-detached Georgian property in Machen. Conveyancing solicitor acted for me and Halifax. I happened to do a free search for it on the Land Registry database and there are two entries: the first freehold, the second leasehold under the matching address. I thought I was buying a freehold how can I check?
You need to assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Machen and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with purchasers. You can also check the position with your conveyancing lawyer who conducted the purchase.
Due to the advice of my in-laws I had a survey completed on a house in Machen before instructing lawyers. I have been told that there is a flying freehold aspect to the property. The surveyor has said that some mortgage companies may refuse to give a mortgage on this type of premises.
It depends who your proposed lender is. Bank of Scotland has different requirements from Birmingham Midshires. If you call us we can investigate further with the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Machen. Conveyancing will be smoother if you use a solicitor in Machen especially if they are acquainted with such properties in Machen.
I'm remortgaging my primary property to a buy to let mortgage with Alliance & Leicester and intend to use the remaining equity as a down payment on a second house. The neighborhood we are talking about is Machen. Will your lawyers be able to act for both sets of banks and tie in the conveyances?
Do use our search tool on this page to check that the conveyancers are approved by both lenders. Assuming that they are the conveyancer should be able to simultaneously deal with the two conveyancing matters but you should talk with you conveyancer and communicate your expectations and requirements.
We have just become aware that one of the partners of the law firm acting on the purchase conveyancing in Machen is is the brother of the vendor. Is this allowed?
As long as there is no conflict of interest this is permitted. If you are requiring mortgage finance then the mortgage company may have a say as many banks have specific requirements concerning this. For example for Lloyds TSB Scotland as of 1/9/2025, the requirements read as follows :