We were just about to sign contracts for a semi detached house in Beddau. We have hit a stumbling block. The loan offer with Barclays Direct expires on 5/5/2026 but the sellers are putting forward a completion date of 7/5/2026. Is it possible to prolong the mortgage expiry date?
The person best placed to address this concern is your solicitors who will hopefully calculate if he or she is better off negotiating with the mortgage broker, vendor’s lawyers, estate agents or possibly all parties based on what has gone on in your house move to date.
What is the optimum way to check that the solicitor handling my conveyancing in Beddau is on the bank’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for TSB thus spending £175.00 in additional legal costs.
Feel free to make the most of the search tool on this page. Please choose the lender and type ‘Beddau’ or your preferred area and you will see numerous solicitors based in Beddau or near you.
I am buying a new build house in Beddau benefiting from help to buy. The sellers would not budge the price so I negotiated 6k of extras instead. The house builders rep suggested that I not inform my lawyer about the deal as it will adversely affect my mortgage with HSBC Bank. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Due to the input of my in-laws I had a survey completed on a property in Beddau in advance of appointing lawyers. I have been informed that there is a flying freehold aspect to the house. My surveyor has said that some banks will refuse to issue a mortgage on such a home.
It depends who your proposed lender is. HSBC has different instructions for example to Birmingham Midshires. Should you wish to telephone us we can look into this further with the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Beddau. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Beddau to see if the conveyancing costs will increase in light of this.
Are there any apps to assist me to search for a Beddau law firm on the Norwich and Peterborough Building Society conveyancing panel? I am a keen cyclist and am willing to travel upto 10miles to meet the conveyancer.
You can use the tool on this page. Please select a mortgage company and your location and you will see a number of Beddau conveyancing lawyers based on proximity. We have detailed some Beddau conveyancing firms towards the end of this page and you can call them to see whether they are on the Norwich and Peterborough Building Society member panel
In my capacity as executor for the estate of my grandfather I am selling a property in Monmouth but live in Beddau. My lawyer (approximately 300 kilometers from meneeds me to sign a statutory declaration before the transaction finalising. Could you suggest a conveyancing practitioner in Beddau to attest this legal document for me?
strictly speaking you should not be required to have the documents attested by a conveyancing solicitor. Ordinarily or notary public or solicitor will do regardless of whether they are based in Beddau