Just been in touch with my conveyancing lawyer in Beddau who conducted the legals 18 months ago asking for a conveyancing costs illustration based on the same type of house move (a leasehold property and a freehold premises) of similar values with a mortgage from Coventry Building Society. It looks as though am now being charged double. Should I hunt for a cheaper online property lawyer?
The quote is fractionally on the expensive side. If you are happy to expend time scrutinising prices you might shave off some of the cost by perhaps £100 plus VAT. On the other hand, providing that you were content with the service the firm gave you maycome to regret choosing an an untested solicitor. Don't forget to be sure the solicitor can represent Coventry Building Society. You can make use of our search tool to locate a Beddau conveyancing firm on the Coventry Building Society approved list of lawyers, which can often include conveyancing solicitors in Beddau.
We see that you have a search directory listing firms on the RBS conveyancing panel. Do firms pay you a commission if I retain them for our conveyancing in Beddau?
We are a listing service only for law firms wishing to communicate if they are on the RBS conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Beddau.
My solicitor has informed me that absentee landlord insurance is needed on my purchase. What is the typical level of cover needed for conveyancing in Beddau?
The right level of absentee landlord indemnity insurance depends on who your lender is. It would differ for example between Barclays and Virgin Money. Conveyancing lawyers as opposed to members of the public take out such policies.
I have paid off my mortgage with Santander. I assume I don't need a Beddau conveyancer on the Santander panel to discharge the mortgage at the Land Registry. Am I right?
If you have finished paying off your Santander mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Santander mortgage from the register. Santander, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Santander has sent the Land Registry the discharge electronically, and
- Santander has instructed the Land Registry to do so
I am due to exchange contracts on my apartment. I had a double glazing fitted in September 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Coventry BS are being problematic. The Beddau solicitor who is on the Coventry BS conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Coventry BS are requiring a building regulation certificate. Why do Coventry BS have a conveyancing panel if they don't accept advice from them?
It is probably the case that Coventry BS have referred the matter to their valuer. The reason why Coventry BS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I need some fast conveyancing in Beddau as I am faced with an ultimatum to exchange contracts in less than one month. A home loan is not required. Is it possible to avoid the conveyancing searches to save money and time?
If.Given you are are a cash buyer you have the choice not to do searches although no conveyancer would advise that you don't. With plenty of history conveyancing in Beddau the following are examples of issues that can show up and adversely impact future mortgageability: Refused Planning Applications, Overdue Fees, Overdue Grants, Road Schemes,...
I opted to have a survey carried out on a property in Beddau before instructing lawyers. I have been informed that there is a flying freehold element to the house. The surveyor advised that some banks tend not issue a loan on a flying freehold home.
It depends who your proposed lender is. Santander has different instructions for example to Birmingham Midshires. Should you wish to call us we can investigate further via the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Beddau. Conveyancing may be slightly more expensive based on your lender's requirements.
I am looking for a conveyancing solicitor in Beddau for my house move. Is there any facility to see a solicitor's record with the legal regulator?
Members of the public can review presented Solicitor Regulator Association (SRA) decisions resulting from investigations commenced on or after Jan 2008. Go to Check a solicitor's record. To find details Pre 2008, or to check a firm's history, phone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, dial +44 (0)121 329 6800. The SRA may monitor telephone calls for training purposes.