I am need of leasehold conveyancing for an apartment in a fairly new development (6 years old) in Tonyrefail. The vast majority the appartments are already sold. Do I need carry out the conveyancing searches for my conveyancing in Tonyrefail?
You would be putting yourself at risk in failing carrying out Tonyrefail conveyancing searches. Without searches you have no clarity over flooding, environmental etc which may mean you walk away due to potential problems down the line. If you are buying mortgage free there is no legal requirement to have them, but we would seriously advise in the strongest possible terms that your lawyer conducts them. Where speed and price are top of your concerns you should consider with your solicitor about the option of search insurance
A relative advised me that in buying a property in Tonyrefail there could be a number of restrictions preventing external changes to the property. Is this right?
There are a number of properties in Tonyrefail which have some sort of restriction or requirement of consent to perform external alterations. Part of the conveyancing in Tonyrefail should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
We have agreed to purchase a house in Tonyrefail. An unusual aspect is that the roof has a solar panel. Virgin Money have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that your lender is Virgin Money your lawyer must comply with the conveyancing requirements outlined in Part 2 of UK Finance Lenders’ Handbook for Virgin Money. The Council of Mortgage Lenders’ Handbook sets out minimum conditions for solar panel roof-space leases, and conveyancers are required to report to Virgin Money where a lease does not meet these specifications. The conditions relate to the installation of panels on properties in England and Wales and is not restricted to Tonyrefail.
I recently had an offer agreed on a house in Tonyrefail. My financial adviser suggested a conveyancing practitioner. I paid an advanced payment of £175. A couple of days later, the lawyer contacted me to say that they were not on the Nottingham conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Nottingham panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Various internet forums that I have come across warn that are the main cause of obstruction in Tonyrefail conveyancing transactions. Is this right?
The Council of Property Search Organisations (CoPSO) released conclusions of a review by MoveWithUs that conveyancing searches do not feature amongst the common causes of delays during the legal transfer of property. Searches are unlikely to be the root cause of holding up conveyancing in Tonyrefail.
Are there restrictive covenants that are commonly picked up as part of conveyancing in Tonyrefail?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Tonyrefail. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I opted to have a survey completed on a house in Tonyrefail before instructing conveyancers. I have been informed that there is a flying freehold element to the house. My surveyor has said that some lenders will refuse to grant a loan on a flying freehold house.
It varies from the lender to lender. Santander has different requirements from Nationwide. Should you wish to call us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Tonyrefail. Conveyancing will be smoother if you use a solicitor in Tonyrefail especially if they are acquainted with such properties in Tonyrefail.
Is it simple use your search tool to locate a conveyancing solicitor in Tonyrefail on the approved list for my bank?
Step one is to select a lender such as Accord Mortgages Ltd, The Mortgage Works or Alliance & Leicester then choose your location for example Tonyrefail. Conveyancing firms in Tonyrefail and further afield will then be identified.