We're in Worsley, First time buyers purchasing with a mortgage (lender is Santander , and our solicitor is on the Santander conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Santander conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancing practitioner should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
We are intent on selling our home in Worsley and according to the buyers it appears that there is a possibility that the property was constructed on contaminated land. Any high street Worsley conveyancer would know this is not the case. For the life of me I don't know why the purchasers are using a national conveyancing outfit rather than a conveyancing solicitor in Worsley. We have lived in Worsley for six years we know of no issue. Should we get in touch with our local Authority to seek confirmation that the buyers are looking for.
It would appear that you have a conveyancing lawyer currently acting for you. What do they say? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)
I decided to have a survey completed on a property in Worsley before instructing solicitors. I have been advised that there is a flying freehold aspect to the house. The surveyor has said that some banks tend refuse to grant a mortgage on such a property.
It depends who your proposed lender is. Santander has different instructions from Birmingham Midshires. If you contact us we can check via the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Worsley. Conveyancing will be smoother if you use a solicitor in Worsley especially if they are accustomed to such properties in Worsley.
Am I right to be suspicious about third parties that I am dealing with are suggesting an internet conveyancing firm as opposed to a local Worsley conveyancing company?
As with many professional services, often suggestions from family and friends can be most helpful. But there are lots of parties with a vested interest in a conveyancing deal; estate agents, financial adviser and mortgage companies might all put forward lawyers to use. Sometimes the lawyers might be known to one of the organisations as one of the best in their field, but occasionally there might be a financial incentive behind the recommendation. You have the right to select your own conveyancer. Don't forget that most banks operate an approved list of lawyers you have to use for the mortgage related work in your home move.
I am thinking of appointing a conveyancing solicitor in Worsley for my house move. Can I check a firm’s record with the legal regulator?
One may see presented Solicitor Regulator Association (SRA) determinations arising from inquisitions from 2008 onwards. Visit Check a solicitor's record. For details about the period before 1 January 2008, or to check a solicitors history, telephone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. International callers, call +44 (0)121 329 6800. The SRA may recorded telephone calls for training purposes.
I own a leasehold flat in Worsley. Conveyancing and Norwich and Peterborough Building Society mortgage are in place. A letter has just been received from someone claiming to own the reversionary interest in the property. Attached was a ground rent demand for rent dating back to 1995. The conveyancing solicitor in Worsley who previously acted has long since retired. Do I pay?
First make enquiries of the Land Registry to make sure that the individual claiming to own the freehold is in fact the new freeholder. There is no need to incur the fees of a Worsley conveyancing practitioner to do this as you can do this on the Land Registry website for £3. You should note that regardless, even if this is the legitimate freeholder, under the Limitation Act 1980 no more than 6 years of rent can be collected.
Worsley Leasehold Conveyancing - Sample of Queries Prior to buying
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You should be aware that where the lease has fewer than eighty years it will impact the marketability of the apartment. It is worth checking with your bank that they are happy with the length of the lease. Leases with fewer than 80 years remaining means that you will most likely have to extend the lease sooner rather than later and you need to have some idea of what this will be. For most Worsleylease extensions you would be required to have been the owner of the property for two years in order to be legally able to exercise a lease extension. Generally speaking the outlay for major works tend not to be included within maintenance charges, albeit that some managing agents in Worsley require leaseholders to pay into a sinking fund and this is used to offset against major works.