It has come to my attention via my mortgage adviser that my Hockley Heath solicitor is not on the mortgage company Solicitor panel. What can I do to check?
You need to contact your Hockley Heath lawyer directly. You lawyer should advise you of the situation. Where they are not on the panel they may recommend you to a Hockley Heath conveyancing firm that is on the approved list of lawyers for your mortgage company.
I am purchasing a garden flat in Hockley Heath. How practical is it for me to do the conveyancing?
Leaving aside the complexities and merits of DIY conveyancing in Hockley Heath you will have to appoint a solicitor on your lender's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Hockley Heath.
Have purchased a a terraced house in Hockley Heath , What is the estimated time for the Land Registry to record the transfer to my name? My Hockley Heath conveyancing solicitor has been painfully slow, so I want to be sure that my ownership is registered.
As far as conveyancing in Hockley Heath registration is no faster or slower than anywhere else in the country. Rather than based on location, timeframes can adjust depending on who lodges the application, whether there are errors and whether the Land registry communicate with any other parties. As of today approximately 80% of such applications are completed in less than three weeks but some can be subject to longer delays. Historically registration is effected after the new owner is living at the property so 'speed' is not usually an essential issue but if it is urgent that the the registration takes place urgently then you or your lawyers should communicate with the Registry to express the reasoning for an expedited registration.
How does conveyancing in Hockley Heath differ for new build properties?
Most buyers of new build residence in Hockley Heath come to us having been asked by the builder to exchange contracts and commit to the purchase even before the premises is ready to move into. This is because new home sellers in Hockley Heath typically acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Hockley Heath or who has acted in the same development.
Yesterday I discovered that there is a flying freehold element on a property I have offered on a fortnight ago in what should have been a simple, no chain conveyancing. Hockley Heath is where the house is located. Can you shed any light on this issue?
Flying freeholds in Hockley Heath are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Hockley Heath you would need to get your solicitor to go through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Hockley Heath may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
In my capacity as executor for the estate of my aunt I am selling a house in Cardiff but live in Hockley Heath. My conveyancer (who is 235 kilometers awayhas requested that I execute a statutory declaration ahead of completion. Could you suggest a conveyancing practitioner in Hockley Heath who can attest this legal document for me?
Technically speaking you are unlikely to need to have the documents attested by a conveyancing solicitor. Normally any notary public or solicitor will do regardless of whether they are located in Hockley Heath