I have just been advised by my mortgage adviser that my Blackwell solicitor is not on the bank Conveyancing panel. What can I do to be sure whether this is correct?
The first thing you need to do is to call your Blackwell lawyer directly. It is reasonable to expect your lawyer to notify you of the situation. Where they are not on the panel they could put your in touch with solicitors on the approved list of lawyers for your lender.
We are planning to purchase with Earl Shilton BS. I popped in a couple of local practices yet am unable to find a Blackwell conveyancing firm on the Earl Shilton BS approved list. Can you assist?
Please do take advantage of the search tool on this site. Pick the building society and type Blackwell or your preferred area and you will discover numerous conveyancers offices in Blackwell or near you.
We are planning to move property in March. Should my conveyancing solicitor liaise with the removal company on the day of completion. Incidentally, can you recommend a removal company in Blackwell. Conveyancing lawyer was found prior to coming across your website.
On the afternoon of completion you will need to collect the house keys from the selling agent but this should only take place when the previous owners conveyancers confirm to the agent that the monies to complete are in and the keys can be handed over. Subsequently you will need to tell the removal company that you are ready to move in. As a matter of policy we do not suggest a specific removal company but can assist you in locating a residential property solicitor in Blackwell or a solicitor with expertise in conveyancing in Blackwell.
I have a mortgage with Barclays for my property in Blackwell. Conveyancing has been completed some time ago. In the event that I decide to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Barclays?
Barclays must be informed of your intention before letting out your property as this is likely to be a breach of Barclays’s mortgage conditions. In many cases banks or building societies will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Barclays directly. You need not do this via a Barclays conveyancing panel firm.
I am selling my house. I had a double glazing fitted in January 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Skipton are being pedantic. The Blackwell solicitor who is on the Skipton conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Skipton are requiring a building regulation certificate. Why do Skipton have a conveyancing panel if they don't accept advice from them?
It is probably the case that Skipton have referred the matter to their valuer. The reason why Skipton may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I used Stirling Law several years past for my conveyancing in Blackwell. Now, I need my documents however cannot find the solicitor. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Blackwell of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I opted to have a survey carried out on a house in Blackwell before appointing conveyancers. I have been advised that there is a flying freehold overhang to the property. The surveyor advised that some mortgage companies tend not grant a loan on a flying freehold premises.
It varies from the lender to lender. Bank of Scotland has different requirements from Halifax. If you call us we can check via the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Blackwell. Conveyancing will be smoother if you use a solicitor in Blackwell especially if they regularly deal with such properties in Blackwell.
We're new to the buying process - had an offer accepted, but the estate agent has warned us that the owners will only go ahead if we use their recommended lawyers as they need a ‘quick sale’. Our preferred option is to instruct a high street conveyancer used to conveyancing in Blackwell
We suspect that the seller is unaware of this requirement. Should the owner desire ‘a quick sale', alienating a serious purchaser is not the way to achieve this. Avoid the agents and go straight to the owners and make the point that (a)you are keen to buy (b)you are excited to move forward, with mortgage lined up © you are chain free (d) you intend to proceed fast (e)but you intend to appoint your own,trusted Blackwell conveyancing lawyers - as opposed tothose that will give their estate agent a kickback or meet his conveyancing targets set by senior management.