My wife and I have recently appointed a conveyancing solicitor in Barnt Green. I I would like to check whether they are accepted on the Halifax approved list of lawyers. Can you help?
You should e-mail your lawyer and ask them whether they are on the lender panel. Alternatively you should get in touch with Halifax who may be able to help.
is it true that all Barnt Green solicitor practices on the Yorkshire BS conveyancing panel are regulated by the SRA?
As solicitors, in order to be on the Yorkshire BS conveyancing panel they would need to be governed by the Solicitors Regulatory Authority. The majority of mortgage companies do permit licenced conveyancers on their panel in which case such practice would be overseen by the CLC.
We were going to get a DIP from Principality this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Principality recommend any Barnt Green solicitors on the Principality conveyancing panel, or is it better to go independently?
You will need to appoint Barnt Green solicitors independently although you'll need to choose one on the Principality conveyancing panel. The solicitor represents both you and Principality through the process.
After much negotiation I have agreed a price on a house in Barnt Green. My mortgage broker pressured me to appoint their property lawyer. I paid an advanced payment of £200. A few days later, the conveyancing practitioner called me sheepishly admitting that they were not on the Principality conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Principality panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Despite weeks of looking the Title Certificate and documents to my home can not be found. The conveyancers who handled the conveyancing in Barnt Green 5 years ago are no longer around. What are my next steps?
Assuming you have a registered title the information relating to your ownership will be documented by the Land Registry under a Title Number. It is easy to execute a search at the Land Registry, find your property and secure current copies of the Registered Entries for a small fee. If the title is Leasehold then the Land Registry will usually hold a certified duplicate of the Registered Lease and again, a copy can be retrieved for twenty pounds.
I am purchasing my first flat in Barnt Green benefiting from help to buy. The sellers refused to move on the price so I negotiated £7000 of fixtures and fittings instead. The sale representative suggested that I not to tell my solicitor about the side-deal as it may impact my loan with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I opted to have a survey completed on a property in Barnt Green before instructing solicitors. I have been advised that there is a flying freehold element to the property. My surveyor has said that some banks tend refuse to issue a loan on such a property.
It depends who your proposed lender is. HSBC has different requirements for example to Nationwide. Should you wish to telephone us we can look into this further via the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Barnt Green. Conveyancing may be slightly more expensive based on your lender's requirements.
I bought a property in Barnt Green last 17/2/2025 and to date it is still not recorded with HM Land Registry. It was part of a new estate and my lawyer told me that it can take over a year to register. I have called the Land Registry directly and they say that the original application was cancelled due to questions not being addressed in time. Do I need to be concerned?
Contact your conveyancer - Where you are unsatisfied with the responses, enquire as to their internal complaints process and amplify your problem to a Complaints Manager. Registrations for Barnt Green conveyancing are not known to be significantly delayed.