I have just been advised by my mortgage broker that my Rednal solicitor is not on the lender Solicitor panel. What can I do to be certain whether this is indeed the case?
Your first step should be to call your Rednal lawyer directly. You lawyer should inform you what has happened. If they are not on the panel they may be able to suggest a Rednal conveyancing practice that is on the conveyancing panel for your mortgage company.
It is 10 years ago since I bought my house in Rednal. Conveyancing solicitors have just been instructed on the sale but I can't track down the title deeds. Is this a major issue?
You need not be too concerned. First there is a possibility that the deeds will be retained by your mortgage company or they could stored with the conveyancers who handled the purchase. Secondly the likelihood is that the land will be registered at the land registry and you will be able to establish that you own the property by your conveyancing solicitors obtaining current official copies of the land registers. Almost all conveyancing in Rednal involves registered property but in the unlikely event that your home is unregistered it is more problematic but is resolvable.
I note that there are debates on Chancel Insurance on online forums. Am I compelled to have this when acquiring a residence in Rednal? or I am told that there is a law dating back centuries that could mean that homeowners living in a parish church boundary may be liable to pay for maintenance to the chancel in proximity to the church. Is this a legitimate concern for conveyancing in Rednal?
Unless a previous acquisition of the house took place post 12 October 2013 you can expect conveyancing practitioners handling conveyancing in Rednal to continue to recommend a chancel search and or insurance against a claim.
2 months have elapsed since my purchase conveyancing in Rednal completed. I have checked the Land Registry site which shows that I paid £150,000 when infact I paid £160,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I'm remortgaging my current property to a BTL loan with Chelsea Building Society and I will use the rest of the raised equity towards a second property. The neighborhood we are interested in is Rednal. Will your solicitors be able to act for both sets of banks and tie in the two deals?
Make use of our comparison tool on this page to be sure that the solicitors are approved by both mortgage companies. On the basis that they are your solicitor should be able to tie up the two transactions but you should have a chat with you conveyancer and specify your desired outcome and requirements.
In sourcing the internet for the phrase cheap conveyancing in Rednal it shows results of numerous solicitorsin the vicinity. How do I determine which is the right solicitor for my move?
The preferential method of seeking a suitable conveyancer is through a trusted referral, so ask friends and family who have purchased a property in Rednal or the reputable estate agent or mortgage broker. Costs for conveyancing in Rednal differ, so it's sensible to request at least three fee estimates from varying types of property lawyers. Make sure that you clarify what costs in the quote includes.