My son is in the process of securing a house that has just been built in Kings Norton with a home loan from UBS. His solicitor has said that there is a delay in receiving the ‘Disclosure of Incentive Form’. This document is news to me - what is it and who needs sight of it?
The document is intended to provide information to the main parties engaged in the transaction. Therefore, it will be provided to your son’s lawyer who should be on the UBS conveyancing panel as a standard part of the process, and to the valuer when asked. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the UBS conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.
Finally the sale completed on my house in Kings Norton last October but my buyer keeps telephoning me complaining that her solicitor is waiting to hear from mine. What should my lawyer have done following completion?
Following your house sale your lawyer should send the transfer documentation and all additional paperwork to the purchaser's conveyancer. If applicable, your lawyer must also send confirmation that the legal charge in favour of the lender has been repaid to the purchasers lawyers. There is unlikely to be post completion steps just for conveyancing in Kings Norton.
I am helping my step-mother sell her property in Kings Norton. Does the solicitor commission an energy performance certificate or do I organise this?
After the demise of Home Information Packs, energy assessments was left as a mandatory part of moving house. An EPC must be commissioned in advance of the property being put on the market. This is not as aspect of the sale process that conveyancers ordinarily arrange. If you are using a Kings Norton conveyancing solicitor they may help arrange energy assessments given their contacts with reputable local providers
When it comes to lenders such as Co-operative, do Kings Norton property lawyers incur a yearly amount to be on the list of approved solicitors?
We are unaware of any lender fees to be on their list of approved firms, although some do levy an administration fee to deal with the processing of the conveyancing panel submission.
Can I be sure that the Kings Norton conveyancing solicitor on the Nationwide panel is any good?
When it comes to conveyancing in Kings Norton obtaining recommendations is a sensible starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always advise that you speak with the lawyer carrying out your transaction.
Yesterday I discovered that there is a flying freehold issue on a house I put an offer in two weeks back in what was supposed to be a quick, no chain conveyancing. Kings Norton is the location of the property. Can you offer any advice?
Flying freeholds in Kings Norton are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Kings Norton you would need to get your solicitor to go through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Kings Norton may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I need to instruct a conveyancing solicitor in Kings Norton for my house move. Can I see a solicitor's record with the legal regulator?
One can see presented Solicitor Regulator Association (SRA) determinations stemming from inquisitions from 2008 onwards. Go to Check a solicitor's record. To find records Pre 2008, or to check a firm's history, phone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, dial +44 (0)121 329 6800. The SRA could recorded call for training reasons.
I need to assess quotes for conveyancing in Kings Norton from numerous lawyer and choose one. Am I right to get them to hold tight until I a suitable apartment to buy.
You should only ask your property lawyer to open a file and submit searches after the offer has been accepted on the property especially as Kings Norton conveyancing searches are costly.