It has come to my attention via my IFA that my South Petherton and Lambrook solicitor is not on the bank Solicitor panel. What can I do to be certain if this is indeed the case?
You need to contact your South Petherton and Lambrook conveyancer. You lawyer should advise you what has happened. Where they are not on the panel they could put your in touch with solicitors on the conveyancing panel for your mortgage company.
When does exchange of contracts take place for domestic conveyancing in South Petherton and Lambrook and do I need to attend the solicitors office?
Where you are local to one of the conveyancing solicitors in South Petherton and Lambrook you are invited in to sign documents. That being said, the lender approved solicitors we work with offer a national conveyancing service and provide just as detailed and professional a job for you when dealing with you digitally. The signing of the contract is not the important part. A signed contract is just a prerequisite for the firm to officially exchange when the time is right, which is ordinarily shortly after signing. The procedure is is usually a five minute process, although where a long "chain" is involved, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in South Petherton and Lambrook)to be in the office available at the end of the phone to exchange contracts.
My grandmother passed away last year and as sole heir and executor I was left the house in South Petherton and Lambrook. The house had a small mortgage remaining of approximately £8000. I want to transfer the title deeds into my name whilst I re-mortgage to Skipton, pay off the mortgage. Is this possible?
Where you plan to re-mortgage then Skipton will insist on your using a conveyancer on the Skipton conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Skipton conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Skipton mortgage is registered as a charge at the Land Registry.
I'm spending time looking at apartments in South Petherton and Lambrook and I am now considering a potential offer. Should I already have a property lawyer in place at this point? I will be getting a home loan with Virgin Money.
You should start obtaining conveyancing estimates from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and forward their details on to the EA. Given that you are seeking a mortgage with Virgin Money, ask your prospective lawyers if they are on the Virgin Money conveyancing panel otherwise they can't do the mortgage legal work.
I have today made my last payment due on my mortgage with RBS. I assume I don't need a South Petherton and Lambrook property lawyer on the RBS panel to discharge the mortgage at the Land Registry. Am I right?
If you have finished paying off your RBS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the RBS mortgage from the register. RBS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where RBS has sent the Land Registry the discharge electronically, and
- RBS has instructed the Land Registry to do so
I had an offer accepted on an apartment in South Petherton and Lambrook on 13/1/2025, valuation was booked 4 days later, all came back fine. Conveyancer instructed, so all that was missing was my mortgage offer. Having made daily calls to UBS and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the UBS conveyancing panel. Can the lender hold off the offer?
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for UBS to deal with your lawyer's application to be on the UBS conveyancing panel. There's no guarantee that your solicitor will be accepted.
What does commercial conveyancing in South Petherton and Lambrook cover?
Non domestic conveyancing in South Petherton and Lambrook covers a wide array of services, given by qualified solicitors, relating to business property. By way of example, this area of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the transfer of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial loans and the termination of leases.
My a decade ago. He has got wed, divorced and is now married again. He will be marketing the apartment in a few months. I suspect that he will simply be asked to provide a copy of his marriage certificates to the property lawyer but he is concerned it will frustrate the home move. Should he instruct a property lawyer to update the land title documents for the house?
It is not absolutely necessary to update the register as long as you have the evidence needed to show how the change of name has come about.
Any purchaser’s property lawyer should check the land registry entries and ask for evidence to prove the name change for example marriage certificates.