I am obtaining a mortgage with Halifax. My intention is to employ the services of a Licensed Conveyancer in Brynmawr. Does the Halifax Solicitor panel allow for Licensed Conveyancers?
The Halifax approved solicitor list is, like many other lenders, associated to the CML or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
I have been told that property searches are the number one cause of stalling in Brynmawr house deals. Is there any truth in this?
The Council of Property Search Organisations (CoPSO) released findings of research by MoveWithUs that conveyancing searches do not feature within the common causes of hindrances during the legal transfer of property. Local searches are unlikely to be the root cause of slowing down conveyancing in Brynmawr.
Are there restrictive covenants that are commonly picked up as part of conveyancing in Brynmawr?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Brynmawr. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
About to purchase a new build flat in Brynmawr. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Here are examples of a few leasehold new build questions that you can expect your new-build leasehold conveyancing in Brynmawr
-
The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Forfeiture - bankruptcy or liquidation must not apply under this provision. Please supply evidence that the form of Lease proposed has been approved by the Land Registry. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal.
Yesterday I discovered that there is a flying freehold issue on a property I put an offer in a fortnight ago in what was supposed to be a quick, chain free conveyancing. Brynmawr is where the house is located. Can you offer any advice?
Flying freeholds in Brynmawr are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Brynmawr you must be sure that your lawyer goes through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Brynmawr may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
The solicitors handling our conveyancing in Brynmawr has forwarded papers to review that indicate that the land is unregistered with epitome documents. How can it be that the property not currently recorded at HMLR?
It is a rare occurrence indeed to find premises in Brynmawr to be unregistered. An 'epitome' is basically a dossier of photocopies of documents affecting an unregistered title. Many Brynmawr conveyancing practitioners will be familiar with this type of conveyancing but if any uncertainty reigns the conventional recommendation presently is for the current owners to register it first and subsequently deal with the disposal - this will predictably result in a drawn-out home move.