My brother-in-law has suggested I instruct a conveyancing solicitor in Aberbargoed. I I am struggling to find out if they are accepted on the Britannia conveyancing panel. Could you or the lender confirm if they are on the panel?
You should phone your solicitor and ask them if they are on the lender panel. Alternatively you should get in touch with Britannia who may be able to confirm.
Is it necessary to pay for insurance to protect me from financial exposure to chancel repairs when buying a house in Aberbargoed?
Unless a prior purchase of the premises took place post 12 October 2013 you may assume that solicitors delivering conveyancing in Aberbargoed to remain recommending a chancel search and or chancel repair liability insurance.
I used Stirling Law several years ago for my conveyancing in Aberbargoed. I now require my file however cannot find the solicitor. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Aberbargoed of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I am purchasing a new build house in Aberbargoed with a mortgage from Norwich and Peterborough Building Society. The builders would not move on the price so I negotiated £7000 of extras instead. The estate agent told me not reveal to my lawyer about the side-deal as it may impact my loan with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Having checked my lease I have discovered that there are only 62 years remaining on my lease in Aberbargoed. I now want to extend my lease but my landlord is missing. What are my options?
If you qualify, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the County Court for for permission to dispense with the service of the initial notice. This will enable the lease to be granted an extra 90 years by the Court. However, you will be required to prove that you have made all reasonable attempts to track down the freeholder. On the whole an enquiry agent may be helpful to conduct investigations and to produce a report to be accepted by the court as evidence that the freeholder is indeed missing. It is wise to seek advice from a property lawyer in relation to proving the landlord’s disappearance and the application to the County Court covering Aberbargoed.
I own a leasehold flat in Aberbargoed, conveyancing formalities finalised in 2002. Can you please calculate a probable premium for a statutory lease extension? Comparable properties in Aberbargoed with over 90 years remaining are worth £222,000. The average or mid-range amount of ground rent is £50 yearly. The lease terminates on 21st October 2096
You have 70 years left to run we estimate the price of your lease extension to be between £9,500 and £11,000 plus professional fees.
The suggested premium range above a general guide to costs for extending a lease, but we cannot give you the actual costs in the absence of detailed due diligence. You should not use the figures in a Notice of Claim or as an informal offer. There may be other concerns that need to be considered and you obviously want to be as accurate as possible in your negotiations. Please do not move forward based on this information without first getting professional advice.
A conveyancing company handled my conveyancing in Aberbargoed half a dozen years ago and was holding my title documents but has now closed – What can I do to retreive these?
Title deeds, as such, are no longer appropriate for most homes in Aberbargoed are registered digitally at Land Registry. Should you need to prove evidence of proprietorship or are selling or re-mortgaging your lawyer will need to obtain up to date copies of the register from the Land Registry in any case.
If you feel there may be other documents or you have any other queries please e-mail your request with details of the transaction and documents you need to filerequest@clc-uk.org. The CLC will let you know what information they have and any additional information they may need before they are in a position to identify and send the documents to you. Following an intervention it may take some time for the CLC to access archived files and documents, but your request will be actioned with reasonable haste.