I am buying a house for cash in Chaddesley Corbett. I have been living for the last twelve years in Chaddesley Corbett. Conveyancing searches are a lot of money. Given that I have knowledge of the area and road very well must I have all the conveyancing searches?
In the absence of a home loan, then almost all of the Chaddesley Corbett conveyancing searches are non-obligatory. Your lawyer will ’encourage you, perhaps strongly, that you should have searches carried out, but he is duty bound to do this. Do bear in mind; if you are likely to dispose of the house at a future date, it will likely be be of interest to your prospective buyer what the searches reveal. On occasion properties with functional issues can still throw up adverse search results. A competent conveyancing solicitor in Chaddesley Corbett should provide you some practical advice in this regard.
Can your site be used to recommend a Conveyancing solicitor in Chaddesley Corbett even if I’m not purchasing or disposing of a house, for instance where I wish to acquire a shop in Chaddesley Corbett with a mortgage from Bank of Scotland?
Our search tool is primarily there to locate residential conveyancing solicitors in Chaddesley Corbett but we have recorded at the bottom of this page some Chaddesley Corbett commercial conveyancing firms. You will need to make contact with the firm directly to see if they are also authorised to represent Bank of Scotland
After months of negotiation I have agreed a price on a house in Chaddesley Corbett. My mortgage broker pressured me to appoint their conveyancing practitioner. I paid an upfront payment of £225. A few days later, the conveyancing practitioner contacted me embarrassingly acknowledging that they were not on the Principality conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Principality panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I am selling my apartment. I had a double glazing fitted in January 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Coventry BS are being problematic. The Chaddesley Corbett solicitor who is on the Coventry BS conveyancing panel is saying indemnity insurance will be fine but Coventry BS are insisting on a building regulation certificate. Why do Coventry BS have a conveyancing panel if they don't accept advice from them?
It is probably the case that Coventry BS have referred the matter to their valuer. The reason why Coventry BS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I was told three weeks ago that my mortgage has been agreed to by Principality. Is it usual for Principality to only issue the offer once my solicitor in Chaddesley Corbett is approved on their conveyancing panel? Principality have asked my solicitor to see a copy of their Professional Indemnity Insurance Schedule.
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Principality to deal with your lawyer's application to be on the Principality conveyancing panel. There's no guarantee that your solicitor will be accepted.
Despite weeks of looking the Title Certificate and documents to our home are lost. The lawyers who dealt with the conveyancing in Chaddesley Corbett 5 years ago have long since closed. Will I be able to sell the house?
You no longer need to hold title deeds to prove you are the owner of your registered land or premises, as the Land Registry hold details of all registered land or property electronically.
How does conveyancing in Chaddesley Corbett differ for new build properties?
Most buyers of new build residence in Chaddesley Corbett contact us having been asked by the seller to exchange contracts and commit to the purchase even before the property is built. This is because new home sellers in Chaddesley Corbett typically buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Chaddesley Corbett or who has acted in the same development.
Yesterday I discovered that there is a flying freehold issue on a property I put an offer in two weeks back in what was supposed to be a quick, chain free conveyancing. Chaddesley Corbett is where the house is located. Can you offer any opinion?
Flying freeholds in Chaddesley Corbett are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Chaddesley Corbett you must be sure that your lawyer goes through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Chaddesley Corbett may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.