We were just about to sign contracts for a garden flat in Blakedown. We have hit a stumbling block. The mortgage offer with Platform Home Loans Ltd expires on 1/7/2025 but the owners are suggesting a completion date of 3/7/2025. Is it possible to extend the mortgage offer?
The person best placed to address this concern is your solicitors who should calculate if he or she is should be discussing with the bank, vendor’s solicitors, selling agents or conceivably all three based on the history of your transaction as of today.
The Blakedown conveyancing firm that just started acting on my purchase in Blakedown have without warning shut down. I only went with them because I needed a firm on the Aldermore conveyancing panel and my preferred Blakedown lawyer was not. I paid them money in advance. What should be my next steps?
Assuming that you have an Estate Agent in the equation then let them know straight away so that they can let the sellers know that there may be a slight delay due to reasons beyond your control. Most sellers would be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You should appoint new lawyers that are on the Aldermore conveyancing panel and notify the lender. If you have paid over any money, it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new solicitors should be in a position to help.
I purchased a renovated Victorian house in Blakedown. Conveyancing practitioner represented me and Nationwide Building Society. I did a free Land Registry search last week and I saw a couple of entries: one for freehold, another for leasehold with the matching property. I'd like to know for sure, how can I find out??
You should assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Blakedown and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with lenders. You can also check the situation with your conveyancing solicitor who conducted the purchase.
I am buying my first flat in Blakedown with a mortgage from Nationwide Building Society. The developers would not reduce the amount so I negotiated 6k of additionals instead. The house builders rep advised me not inform my conveyancer about the deal as it may jeopardize my mortgage with Nationwide Building Society. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I am downsizing from my home. My previous solicitors closed down. It would be helpful to have a recommendation of a conveyancing firm. I happen to live in Blakedown if that makes things easier.
Please use our search tool to help you choose a solicitor for your conveyancing in Blakedown. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes with a minimum of fuss.
I am thinking of appointing a conveyancing solicitor in Blakedown for my home move. Is it possible to check a firm’s complaints history with the profession’s regulator?
Members of the public may find published Solicitor Regulator Association (SRA) decisions resulting from inquisitions started on or after Jan 2008. Go to Check a solicitor's record. For details Pre 2008, or to check a solicitors history, ring 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For non-uk callers, use +44 (0)121 329 6800. The regulator sometimes monitor call for training purposes.