We were about to retain a conveyancing solicitor in Hartlebury recommended using your comparison tool but have come across alternative estimates via the web look less expensive – why is this?
There are a variety of conveyancing companies advertising theoretically looks to be extremely cheap conveyancing in Hartlebury. We suggest that you think twice as to how much you respect your own move to want to be penny wise pound foolish concerning the quality of the legal work. Some hide fees well inside the terms of engagement. The solicitors that we list for conveyancing in Hartlebury will notdo this.
is it true that all Hartlebury solicitor firms on the Coventry BS conveyancing panel are overseen by the Solicitors Regulatory Authority?
As a firm of solicitors, in order to be on the Coventry BS conveyancing panel they would need to be overseen by the Solicitors Regulatory Authority. Many mortgage companies do allow licenced conveyancers on their panel and in that case the organisation would be governed by the Council of Licensed Conveyancers.
We previously appointed conveyancing lawyers with offices in Hartlebury on the Principality solicitor approved list. They are now charging me a supplemental fee for dealing with the Principality mortgage. Is this a supplemental conveyancing fee set by Principality?
As unfair as it may appear, as long as it’s in their Terms of Engagement or estimate then yes your lawyer may levy a fee for this. This charge is not set by Principality but by your Hartlebury solicitor. Some firms on the Principality panel will charge ’dealing with mortgage’ fee but some firms incorporate it on their overall fee.
I have today made my last payment due on my mortgage with TSB. I assume I don't need a Hartlebury conveyancer on the TSB panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your TSB mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the TSB mortgage from the register. TSB, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where TSB has sent the Land Registry the discharge electronically, and
- TSB has instructed the Land Registry to do so
Should our solicitor be asking questions regarding flooding as part of the conveyancing in Hartlebury.
Flooding is a growing risk for conveyancers carrying out conveyancing in Hartlebury. Plenty of people will buy a property in Hartlebury, completely aware that at some time, it may be flooded. However, leaving to one side the physical destruction, if a property is at risk of flooding, it may be difficult to get a mortgage, suitable building insurance, or dispose of the property. Steps can be carried out as part of the conveyancing process to forewarn the buyer.
Lawyers are not best placed to give advice on flood risk, however there are a numerous searches that may be undertaken by the buyer or on a buyer’s behalf which will give them a better appreciation of the risks in Hartlebury. The conventional set of completed inquiry forms sent to a buyer’s lawyer (where the solicitors are adopting what is known as the Conveyancing Protocol) includes a usual inquiry of the owner to discover whether the premises has suffered from flooding. If flooding has previously occurred which is not revealed by the vendor, then a purchaser could bring a compensation claim stemming from an inaccurate response. A purchaser’s conveyancers should also conduct an environmental report. This should higlight whether there is any known flood risk. If so, additional inquiries will need to be carried out.
Me and my brother own a terraced Edwardian house in Hartlebury. Conveyancing practitioner acted for me and Birmingham Midshires. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: one for freehold, another for leasehold under the matching address. I thought I was buying a freehold how can I check?
You should assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Hartlebury and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with buyers. You can also enquire as to the position with the conveyancing practitioner who conducted the conveyancing.
I opted to have a survey completed on a house in Hartlebury ahead of appointing lawyers. I have been told that there is a flying freehold aspect to the house. The surveyor has said that some mortgage companies tend not issue a mortgage on a flying freehold house.
It depends who your proposed lender is. HSBC has different requirements from Birmingham Midshires. If you call us we can check with the relevant bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Hartlebury. Conveyancing will be smoother if you use a solicitor in Hartlebury especially if they regularly deal with such properties in Hartlebury.
What makes your site different to alternative internet conveyancing brokers for conveyancing in Hartlebury?
At this site obtain an accurate quote via a Solicitor or Licensed Conveyancer that appreciates the issues of your conveyancing in Hartlebury. As opposed to estate agents and many comparison sites we do not charge firms a commission if you choose them for your home move in Hartlebury