My partner and I have just acquired a property in Hartlebury. We have noticed several issues with the house which we suspect were overlooked in the conveyancing searches. What action can we take? Can you clarify the nature of searches that should have been conducted as part of conveyancing in Hartlebury?
It is not clear from the question as what problems have arisen and if they are specific to conveyancing in Hartlebury. Conveyancing searches and due diligence undertaken as part of the legal transfer of property are carried out to help avoid problems. As part of the legal transfer of property, a seller answers a document known as a Seller’s Property Information Form. answers ends up being misleading, you may have a misrepresentation claim against the seller for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Hartlebury.
My stepmother informed me that in purchasing a property in Hartlebury there may be a number of restrictions preventing external changes to the property. Is this right?
There are anumerous of properties in Hartlebury which have some sort of restriction or requirement of consent to execute external changes. Part of the conveyancing in Hartlebury should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
My lawyer has informed me that missing deeds insurance is needed on my purchase. What is the level of cover for Hartlebury conveyancing?
The appropriate level of missing deeds indemnity insurance depends on who your lender is. It would differ for example between Birmingham Midshires and Leeds Building Society. Conveyancing solicitors as opposed to members of the public take out such insurances.
Can I be sure that the Hartlebury conveyancing solicitor on the TSB panel is any good?
When it comes to conveyancing in Hartlebury getting recommendations is a good start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always advise that you speak with the solicitor conducting your transaction.
It has been three months following my purchase conveyancing in Hartlebury completed. I have checked the Land Registry website which shows that I paid £200,000 when infact I paid £160,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Just had an offer accepted on a new build apartment in Hartlebury. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Set out below are examples of a few leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Hartlebury
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Please supply evidence that the form of Lease proposed has been approved by the Land Registry. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. There must be mutual enforceability of lessee’s covenants.
I have just started marketing my ground floor apartment in Hartlebury. Conveyancing has not commenced, but I have recently had a quarterly maintenance charge invoice – Do I pay up?
The sensible thing to do is clear the maintenance contribution as you normally would because all ground rent and service invoices should be apportioned on completion, so you should recover the relevant percentage by the buyer for the period running from after the completion date to the next payment date. Most management companies will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.
Hartlebury Conveyancing for Leasehold Flats - A selection of Questions you should consider before buying
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Its a good idea to find out as much as you can about the managing agents as they can either make living at the property much easier or problematic. As the proprietor of a leasehold property you will be in the clutches of the managing agents both financially and when it comes to day to day issues such as the cleanliness of the common parts. You should not be shy to ask prospective neighbours whether they are happy with them. Finally, find out the dates that the service fees are due to the managing agents and precisely what it includes. The majority of Hartlebury leasehold properties will have a service bill for maintenance of the building set on behalf of the freeholder. If you buy the flat you will have to pay this contribution, normally in instalments throughout the year. This can vary from several hundred pounds to thousands of pounds for buildings with lifts and large common grounds. In all likelihood there will be a rentcharge to be met yearly, normally this is not a significant figure, say about £50-£100 but you need to enquire as on occasion it can be many hundreds of pounds. This question is important as a) areas can result in problems for the building as the communal areas may start to deteriorate if maintenance are not paid for b) if the leaseholders have an issue with the running of the building you will need to know about it
I need to find a lender panel solicitor in Hartlebury. Can you assist?
It is not clear why you need a Hartlebury panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to the lender to find out which solicitors in Hartlebury are on their panel . If you do find such a firm in Hartlebury not listed please direct them to our site to list. At a fee of one pound per month it is not expensive to register on the site