Having been told to check out your organisation we were about to go ahead with a conveyancing solicitor in Hartlebury listed on your site but stumbled across some other costs illustrations on the internet look less expensive – why is this?
There are many firms of conveyancing outfits offering what appear to be very low prices. Our advice is to give due consideration about how important this transaction is to you that want to be penny wise pound foolish concerning the standard of the legal work. Many of them accentuate a cheap fee to catch your eye but bury additional costs in the small print..
Last month we had a mortgage agreed in principle with Virgin Money. Hartlebury conveyancing solicitors have been selected. How long does it take for Virgin Money to issue the offer to the solicitor?
There is no definitive answer here. Have Virgin Money done the survey? Have you advised Virgin Money as to your lawyers' details and checked that your lawyers are on the Virgin Money conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
I have a mortgage with Barclays for my property in Hartlebury. Conveyancing was finalised months ago. Should I wish to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Barclays?
You must advise Barclays prior to renting your property as this is likely to be a breach of Barclays’s mortgage conditions. It may be that Barclays will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Barclays directly. It should not be necessary to do this via a Barclays conveyancing panel lawyer.
I had an offer accepted on a property in Hartlebury on 12/1/2026, valuation was booked 2 days later, all came back fine. Property lawyer instructed, so the only thing outstanding was my mortgage offer. Having made daily calls to Clydesdale and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Clydesdale conveyancing panel. Are Clydesdale entitled to hold back the Mortgage pending the lawyer being on the approved list?
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Clydesdale to deal with your lawyer's application to be on the Clydesdale conveyancing panel. There's no guarantee that your solicitor will be accepted.
I require quick conveyancing in Hartlebury as I have a deadline to sign on the dotted line in less than 4 weeks. Luckily I do not need a mortgage. Is it possible to escape the need for conveyancing searches to save fees and time?
As you are are a mortgage free buyer you are at liberty not to do searches although no conveyancer would recommend that you don't. With plenty of history conveyancing in Hartlebury the following are instances of issues that can arise and adversely impact market value: Refused Planning Applications, Overdue Fees, Overdue Grants, Railway Schemes,...
I am buying a new build flat in Hartlebury. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Set out below are examples of a selection of leasehold new build questions that you can expect your new-build leasehold conveyancing in Hartlebury
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Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier?
I've recently bought a leasehold property in Hartlebury. Do I have any liability for service charges relating to a period prior to my ownership?
In a situation where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
Hartlebury Conveyancing for Leasehold Flats - A selection of Questions you should consider Prior to Purchasing
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Where a Hartlebury lease has no more than 80 years it will affect the marketability of the property. Check with your bank that they are content with remaining years on the lease. Leases with fewer than 80 years remaining means that you will almost definitely need a lease extension sooner rather than later and you need to have some idea of how much this will be. For most Hartleburylease extensions you would need to own the property for a couple of years before you are entitled to extend the lease. Is there a share of the freehold? Does the lease contain onerous restrictions?
If instructed can a conveyancer remove a person from the title of my home in Hartlebury ?
Extracting or adding someone to the title of your home is relatively straightforward. You’ll need to appoint a lawyer to discuss your legal rights before you can proceed with a transfer of property. Contact us to book a free consultation with one a property lawyer