Will my conveyancing lawyers need to check that the building insurance when buying a house in Kidderminster. My lender is Chelsea Building Society
Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 16/4/2025, the requirements read as follows :
I have been told that property searches are a common reason for hinderance in Kidderminster conveyancing transactions. Is that correct?
The Council of Property Search Organisations (CoPSO) published findings of a review by MoveWithUs that conveyancing searches do not figure within the top 10 causes of hindrances during the legal transfer of property. Searches are unlikely to feature in any slowing down conveyancing in Kidderminster.
Are there restrictive covenants that are commonly picked up as part of conveyancing in Kidderminster?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Kidderminster. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I opted to have a survey completed on a house in Kidderminster prior to appointing conveyancers. I have been advised that there is a flying freehold element to the property. My surveyor has said that some banks will refuse to grant a loan on this type of home.
It varies from the lender to lender. Santander has different instructions from Halifax. If you contact us we can look into this further with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Kidderminster. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Kidderminster to see if the conveyancing will be more expensive.
Hoping to buy a property located in Kidderminster and I am already nervous. I couldn't find anything specific about Kidderminster. Conveyancing will be needed in due course but do you know about the Kidderminster area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Kidderminster. In the meantime here are some basic statistics that we found
I am in need of some leasehold conveyancing in Kidderminster. Before I get started I require certainty as to the number of years remaining on the lease.
Assuming the lease is recorded at the land registry - and 99.9% are in Kidderminster - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
Leasehold Conveyancing in Kidderminster - Examples of Queries Prior to buying
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Please inform me if there are any major works anticipated that will likely increase the service fees? What is the name of the managing agents? Make sure you investigate if there is anything that is prohibited in the lease. By way of example some leases prohibit pets being allowed in in a block in Kidderminster. If you like the apartmentin Kidderminster yet your cat can’t live with you then you have a very difficult decision.