My husband and I are approaching an exchange on a property in Kidderminster and my parents have sent the ten percent deposit to my conveyancing practitioner. I am now told that as the deposit has been sent from someone other than me my solicitor needs to disclose this to my lender. Apparently, in also acting for the bank he must inform them that the balance of the purchase price is not just from me. I informed the bank about my parents' contribution when I applied for the mortgage, so is it really necessary for this now to be an issue?
The conveyancing practitioner is legally required to clarify with the bank to make sure that they understand that the balance of the purchase price is not from your own resources. Your solicitor can only disclose this to your bank if you agree, failing which, your lawyer must cease to continue acting.
How up to date is your database of Kidderminster solicitors on the Kent Reliance conveyancing panel? Do Kent Reliance send you an updated list?
Kidderminster conveyancing firms themselves provide us confirmation that they are on the Kent Reliance conveyancing panel as opposed to being supplied with a list from Kent Reliance directly.
Is there a list of Barclays panel solicitors in Kidderminster on the UK Finance Lenders’ Handbook Website?
No. There is no such directory service on the CML or Building Society Association sites. Very few mortgage companies make their panel listings visible on the web. If you are in need of a Kidderminster conveyancer on the Barclays please make the most of our tool.
How can we know in advance if a Kidderminster conveyancing solicitor on the UBS panel is any good?
When it comes to conveyancing in Kidderminster seeking recommendations is a good starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always suggest that you speak with the lawyer carrying out your transaction.
Two weeks ago we had a mortgage agreed in principle with UBS. Kidderminster conveyancing lawyers are chosen. How long does it take for UBS to send the offer to the property lawyer?
Some lenders take longer than others. Have UBS conducted the survey? Have you advised UBS as to your lawyers' details and checked that your lawyers are on the UBS conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
Despite weeks of looking the Title Certificate and documents to my house can not be found. The conveyancers who dealt with the conveyancing in Kidderminster 10 years ago have long since closed. Will I be able to sell the house?
Assuming the title is registered the information relating to your ownership will be held by the Land Registry under a Title Number. It is easy to perform a search at the Land Registry, locate your property and order up to date copies of the Registered Entries for less than a fiver. Where the property is Leasehold then the Land Registry will in most cases retain a file copy of the Registered Lease and again, a copy can be ordered for twenty pounds.
What makes your site different to other internet conveyancing brokers for conveyancing in Kidderminster?
At this site receive a conveyancing quote via a Solicitor or Licensed Conveyancer that has a full understanding of the issues of your conveyancing in Kidderminster. Unlike many estate agents and many comparison sites we do not operate referral deals with solicitors. Many agents and online brokers 'recommend' solicitors who pay the most per referral, rather than the best value conveyancing in Kidderminster
We are 17 days into a leasehold purchase having been directed to solicitors by the local agent to execute conveyancing in Kidderminster. I am not happy. Could you help me find new solicitors?
They would have to be very bad in order to consider diss instructing them. Has your loan offer been sent? If so you need to advise them of the replacement conveyancer and have the mortgage documents are re-sent. The conveyancer needs to be on the lenders approved list to avoid supplemental expenses and complications. So that should be your starting point. Our search tool can assist you in finding a lender approved solicitor for your conveyancing in Kidderminster