Just contacted my conveyancing lawyer in Kidderminster who conducted the legals 18 months ago requesting a conveyancing quote based on the same type of home move (a leasehold residence and a freehold premises) of similar values with a home loan from Bank of Scotland. I am now being quoted double. Should I hunt for a cheaper internet conveyancer?
The charges are a bit high. If you are willing to invest time comparing charges you might reduce the fees marginally by perhaps £100 plus VAT. That being said, providing that you were pleased with the assistance the firm gave you maycome to regret opting for an an unknown lawyer. Don't forget to enquire that the conveyancer can act for Bank of Scotland. Do make use of our search tool to find a Kidderminster conveyancing firm on the Bank of Scotland member panel, which can often include conveyancing solicitors in Kidderminster.
We have agreed to purchase a house in Kidderminster. An unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Virgin Money be concerned?
Given that your lender is Virgin Money your lawyer must check the conveyancing instructions contained in Section 2 of UK Finance Lenders’ Handbook for Virgin Money. The Council of Mortgage Lenders’ Handbook contains minimum requirements for solar panel roof-space leases, and lawyers are required to report to Virgin Money where a lease fails to satisfy these provisions. The conditions relate to the installation of panels on properties countrywide and is not limited to Kidderminster.
The formalities of my remortgage has taken place for my property in Kidderminster. Conveyancing was of an acceptable standard but I would like to complain about the lender. How do I make a complaint?
Most lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Team at head office. We understand that complaints to a lender are resolved very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
Yorkshire BS have agreed my mortgage in principle, my bid on a house in Kidderminster has been accepted, what happens next?
The estate agent will want to know who your solicitors are (ensure that the conveyancing practitioners are on the lender’s panel). Call up Yorkshire BS or the broker and finish off any relevant documentation. Yorkshire BS will sellect a valuer who will get in touch with the selling agent or owners to book a time for the valuation to take place. Once carried out (assuming no problems) it takes approximately ten days for the mortgage offer to be issued. Yorkshire BS will send the offer to you and your property lawyers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Kidderminster.
I am purchasing a property and the conveyancer has identified Chancel Repair for which the house may be liable as it falls into the area of such a church. She has recommended insurance. Is this really appropriate for conveyancing in Kidderminster
Unless a prior purchase of the premises completed after 12 October 2013 you could take it that conveyancing practitioners handling conveyancing in Kidderminster to continue to recommend a chancel search and or insurance against a claim.
I used Arc property Solicitors several years ago for my conveyancing in Kidderminster. I now require my papers but the law firm is no longer operating. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Kidderminster of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I'm converting the mortgage on my current home to a BTL mortgage with Nottingham Building Society and intend to use the remaining equity as a deposit on further property. The location we are talking about is Kidderminster. Will your lawyers be able to act for the two banks and link together the two deals?
Do use our comparison tool on this page to ensure that the conveyancers are on the appropriate lender panels. Having checked that they are your solicitor should be able to connect the two conveyancing matters but you should talk with you solicitor and communicate your desired outcome and requirements.
I am using a search engine for the term conveyancing in Kidderminster it reveals numerous property lawyerslocally. How do I determine which is the right conveyancer for me?
The ideal method of finding a suitable conveyancer is via trusted referral, so ask colleagues and family who have purchased a property in Kidderminster or the respected estate agent or financial adviser. Charges for conveyancing in Kidderminster differ, so it's a good idea to request a minimum of four costs illustrations from different conveyancers. Be sure to secure confirmation that the fees are fixed.