My wife and I have recently appointed a conveyancing solicitor in Kidderminster. I I would like to check whether they are accepted on the Accord Mortgages Ltd approved list of lawyers. Could you assist?
You should phone the solicitor and enquire if they can act for the lender. Otherwise you can get in touch with Accord Mortgages Ltd who may be able to confirm.
Is it necessary to pay for insurance to protect me from financial exposure to chancel repairs when buying a house in Kidderminster?
Unless a prior acquisition of the premises completed after 12 October 2013 you can expect solicitors handling conveyancing in Kidderminster to continue to suggest a chancel search and or chancel repair liability policy.
About to purchase a new build flat in Kidderminster. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Set out below is a sample of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Kidderminster
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The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal.
I opted to have a survey carried out on a house in Kidderminster prior to retaining solicitors. I have been advised that there is a flying freehold overhang to the property. The surveyor has said that some banks may refuse to issue a loan on a flying freehold home.
It varies from the lender to lender. Lloyds has different requirements from Birmingham Midshires. If you e-mail us we can investigate further via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Kidderminster. Conveyancing will be smoother if you use a solicitor in Kidderminster especially if they are accustomed to such properties in Kidderminster.
Having checked my lease I have discovered that there are only Sixty One years remaining on my lease in Kidderminster. I now wish to extend my lease but my landlord is can not be found. What options are available to me?
If you meet the appropriate requirements, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the County Court for for permission to dispense with the service of the initial notice. This will mean that your lease can be lengthened by the magistrate. However, you will be required to prove that you have done all that could be expected to find the lessor. For most situations a specialist would be helpful to conduct investigations and to produce an expert document to be accepted by the court as evidence that the freeholder is indeed missing. It is advisable to get professional help from a conveyancer in relation to proving the landlord’s disappearance and the vesting order request to the County Court covering Kidderminster.
Kidderminster Conveyancing for Leasehold Flats - Examples of Questions you should ask Prior to buying
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What is the name of the managing agents? Is the freehold reversion owned collectively by the tenants? Does the lease have in excess of 82 years remaining?
How do I search for a Kidderminster conveyancing solicitor on the lender conveyancing panel? I have a car and am prepared to travel up to 15miles to meet the conveyancer.
Feel free to make use of the find a conveyancing panel search on this page. Please choose the lender and your location, in this case Kidderminster and you will see a number of lawyer located nearest Kidderminster. Alternatively you can type in the name of your proposed law firm and see if they are listed as being on the mortgage company solicitor panel.