My wife and I are hoping to buy a flat in Droitwich and have instructed a Droitwich conveyancing firm. Within the past 48 hours our lawyer has forwarded the sale agreement to be signed with a detailed report with a view to exchanging next week. Birmingham Midshires have this evening contacted us to inform me that they have now hit a problem as our Droitwich conveyancer is not on their approved list of lawyers. Please explain?
When purchasing a property with the benefit of a mortgage it is conventional for the purchasers' lawyers to also represent the mortgage company. In order to act for a bank or building society a law firm has to be on that lender's conveyancing panel. An application has to be made by the law firm to the lender to become a member of the lender's panel and there are increasingly strict criteria which the firm has to satisfy and indeed some lenders now require their panel members to be part of the Law Society’s Conveyancing Quality Scheme. Your solicitor should contact your mortgage company and see if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own lawyers to represent them. You are not legally obliged to appoint a law firm on the bank's conveyancing panel as you are at liberty to use your preferred Droitwich lawyers, in which case your legal fees may increase, and it may delay matters as you have another set of people involved.
Do the conveyancing solicitors listed on your site handle auction conveyancing in Droitwich?
We know of a number of auction solicitors we can connect you with those who can conduct auction conveyancing. Droitwich is just one of hundreds of locations where our lawyers have offices.
My mortgage company has suggested a law firm on their panel based in Droitwich but I would rather use a conveyancing lawyer in Droitwich round the corner to me. Are you able to assist?
Not all Droitwich conveyancing practices are approved and listed on all banks conveyancing panel. Use the above search tool to identify a Droitwich conveyancing firm on the on the bank panel.
What is your number one tip for finding a conveyancing solicitor in Droitwich
We would encourage you not to go for the cheapest Droitwich conveyancing fees. You really do get what you’re paying for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of the deal.
My bid for a property was accepted at auction in Droitwich. Conveyancing is needed. What happens now?
Given that you have now exchanged you must instruct a conveyancing practitioner soon as you are facing a tight a fixed date to complete the property. All auction property will have a bespoke auction pack. This will include evidence of title and search results. If you have purchased leasehold premises the legal pack may contain a copy of the lease, management information and a sellers leasehold information form and other conveyancing documentation relating to leasehold premises. You need to give this to your appointed conveyancing solicitor at the earliest opportunity. Do make sure that your finances are in place to complete the transaction on the set completion date.
My wife and I purchasing a terrace house in Droitwich. The intention is to an extension at the rear at the property.Will legal work on the property include enquiries to ascertain if these alterations are allowed?
Your solicitor should check the deeds as conveyancing in Droitwich will occasionally reveal restrictions in the title documents which prevent categories of works or need the consent of a 3rd party. Some extensions need local authority planning permissions and approval under the building regulations. Some locations are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. You should check these things with a surveyor before you commit yourself to a purchase.
Various internet forums that I have come across warn that are the primary reason for obstruction in Droitwich conveyancing transactions. Is this right?
The Council of Property Search Organisations (CoPSO) released determinations of a review by MoveWithUs that conveyancing searches do not figure within the common causes of delays in the conveyancing process. Local searches are unlikely to feature in any holding up conveyancing in Droitwich.
I have justbeen informed that Stirling Law have been shut down. They conducted my conveyancing in Droitwich for a purchase of a freehold house 10 months ago. How can I check that my home is not still registered in the name of the former proprietor?
The quickest way to see if the property is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Droitwich conveyancing specialists.