I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Bridgend. My lender is Nationwide Building Society
Nationwide Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 14/8/2025, the requirements read as follows :
When it comes to mortgage companies such as Virgin Money, do Bridgend property lawyers face an annual charge to be on the conveyancing panel?
We are not aware of any lender fees to be on their panel, although some do charge an administration fee to deal with the processing of the conveyancing panel submission.
I have today made my last payment due on my mortgage with Co-operative. I assume I don't need a Bridgend lawyer on the Co-operative panel to discharge the mortgage at the Land Registry. Am I right?
If you have finished paying off your Co-operative mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Co-operative mortgage from the register. Co-operative, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Co-operative has sent the Land Registry the discharge electronically, and
- Co-operative has instructed the Land Registry to do so
I have finally had an offer on a maisonette in Bridgend accepted, but there is a chain. The sellers have put an offer on a property, however it’s not yet tied up, and are looking at other flats in the pipeline. I have selected a high street conveyancing solicitor in Bridgend. What should be my next step? At what stage should I apply for the mortgage with UBS?
It is usual to have apprehensions where there is a chain as you are unlikely to want to be too out of pocket prematurely (mortgage application is in the region of £1k, then survey, Bridgend conveyancing search costs, etc). The first course of action is to ensure that your lawyer is on the UBS conveyancing panel. Concerning the next stages this very much depends on the specifics of your transaction, attraction to the property and on the state of the market. During a buoyant market the majority of buyers will apply for the mortgage with UBS and arrange for the valuation and only if it comes back ok would they pay their solicitor to proceed with searches.
I am downsizing from our property in Bridgend and according to the buyers it appears that there is a risk of it being constructed land that was not decontaminated. Any high street Bridgend lawyer would know this is not the case. It does beg the question why the purchasers instructed a nationwide conveyancing outfit rather than a conveyancing solicitor in Bridgend. Having lived in Bridgend for three years we know of no issue. Is it a good idea to contact our local Authority to obtain clarification that there is no issue.
It would appear that you have a conveyancing firm already. What do they say? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)
I am buying a new build flat in Bridgend. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Here is a sample of a few leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Bridgend
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Please supply a car parking plan. The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme.
Due to the advice of my in-laws I had a survey completed on a property in Bridgend ahead of appointing conveyancers. I have been advised that there is a flying freehold element to the property. Our surveyor has said that some banks will not issue a loan on such a premises.
It depends who your proposed lender is. HSBC has different instructions from Nationwide. If you call us we can check with the relevant bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Bridgend. Conveyancing will be smoother if you use a solicitor in Bridgend especially if they are acquainted with such properties in Bridgend.
I am selling my house. My previous solicitors have shut. It would be helpful to have a recommendation of a conveyancing firm. I happen to live in Bridgend if that makes things easier.
Do use our search tool to help you find a solicitor for your conveyancing in Bridgend. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move runs with a minimum of fuss.