Can I use your services to locate a Conveyancing solicitor in Barlborough even if I’m not buying or disposing of a house, for instance where I intend to buy a shop in Barlborough with a mortgage from Coventry Building Society?
Our comparison service is mainly used to select domestic conveyancing solicitors in Barlborough but we have listed towards the bottom of this page a selection of Barlborough commercial conveyancing firms. You should enquire with the company directly to check if they can also act for Coventry Building Society
It is unclear whether my mortgage offer requires a lease extension. I have called my Barlborough bank branch on numerous occasions and was told they are content with the situation and they will lend. My Barlborough conveyancing solicitor - who is on the bank conveyancing panel- telephoned to say that they will not lend in accordance with their UK Finance Lenders’ Handbook minimum lease term requirements. Who do I believe?
The property lawyer must follow the Council of Mortgage Lenders’ Handbook section two requirements for your lender. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
I am selling my house. I had a double glazing fitted in June 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Coventry BS are being a right pain. The Barlborough solicitor who is on the Coventry BS conveyancing panel is recommending indemnity insurance as a solution but Coventry BS are insisting on a building regulation certificate. Why do Coventry BS have a conveyancing panel if they don't accept advice from them?
It is probably the case that Coventry BS have referred the matter to their valuer. The reason why Coventry BS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Intending to buy a flat in Barlborough. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Coventry BS conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Barlborough solicitor is on the Coventry BS conveyancing panel.
My partner and I are selling our home in Barlborough and according to the buyers it appears that there is a possibility that the property was built land that was not decontaminated. Any high street Barlborough lawyer would know this is not the case. For the life of me I don't know why the purchasers are using an internet conveyancing practice as opposed to a conveyancing solicitor in Barlborough. We have lived in Barlborough for 5 years we know of no issue. Is it a good idea to contact our local Authority to seek clarification need.
It would appear that you have a conveyancing solicitor already. What do they say? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)
I am purchasing my first flat in Barlborough benefiting from help to buy. The developers would not budge the price so I negotiated 6k of fixtures and fittings instead. The property agent suggested that I not inform my solicitor about this extras as it would jeopardize my mortgage with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Due to the encouragement of my in-laws I had a survey completed on a property in Barlborough prior to retaining conveyancers. I have been informed that there is a flying freehold aspect to the property. Our surveyor has said that some lenders tend refuse to give a mortgage on a flying freehold house.
It depends who your proposed lender is. Santander has different instructions for example to Nationwide. Should you wish to telephone us we can investigate further with the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Barlborough. Conveyancing may be slightly more expensive based on your lender's requirements.
I am a sole trader wishing to take an assignment of a lease of a shop on the high street. Can you recommend lawyers offering no-move-no charges for non-domestic conveyancing in Barlborough for under £2000?
We can recommend firms who have an in-depth of experience of commercial conveyancing in Barlborough, including the disposal and acquisition of businesses as well as simply property. If you are hoping to acquire or lease a shop, pub, restaurant, office, retail premises or a whole business we can find you the right solicitor. Regarding the fees this will depend on the structure and nuances of the proposed transaction. Please provide us with your contact information or call so as to enable us to provide you with comprehensive commercial conveyancing quote.