I am assisting my step-mother sell her flat in Barlborough. Does the conveyancer arrange the energy assessment or do I organise this?
After the demise of HIPs, EPC’s remained a compulsory element of selling a house. An energy performance certificate must be to hand in advance of the property being advertised. This is not something that lawyers normally organise. If you are instructing a Barlborough conveyancing practitioner they may be able to arrange energy performance certificates given their relationships with reputable Barlborough energy assessors
Two weeks ago we had a mortgage agreed in principle with RBS. Barlborough conveyancing practitioners were instructed. What is the average time that one could expect to receive a mortgage offer from RBS?
Some lenders take longer than others. Have RBS completed the valuation? Have you advised RBS as to your lawyers' details and checked that your lawyers are on the RBS conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
I am currently in the process of buying my council flat in Barlborough. I have a mortgage agreed with Santander. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Santander, you will need to appoint a solicitor on the Santander conveyancing panel.
My wife and I are selling our house in Barlborough and according to the buyers it appears that there is a risk of it being built land that was not decontaminated. Any local conveyancer would know that there is no such problem. It does beg the question why the buyers are using a web based conveyancing outfit rather than a conveyancing solicitor in Barlborough. Having lived in Barlborough for six years we know that this is a non issue. Is it a good idea to contact our local Authority to seek confirmation that there is no issue.
It would appear that you have a conveyancing solicitor already. Are they able to advise? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)
Are there restrictive covenants that are commonly identified during conveyancing in Barlborough?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Barlborough. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
The estate agent has sent us the confirmation of our purchase of a new build apartment in Barlborough. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Here are examples of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Barlborough
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The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. There must be mutual enforceability of lessee’s covenants. Please confirm the Lease plans are architect prepared. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents.
Due to the encouragement of my in-laws I had a survey completed on a property in Barlborough ahead of appointing conveyancers. I have been told that there is a flying freehold element to the house. The surveyor advised that some mortgage companies may not grant a mortgage on such a property.
It varies from the lender to lender. Santander has different instructions for example to Nationwide. Should you wish to call us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Barlborough. Conveyancing will be smoother if you use a solicitor in Barlborough especially if they are acquainted with such properties in Barlborough.
We're first time buyers - agreed a price, but the estate agent has warned us that the vendor will only go ahead if we use the agent's chosen conveyancers as they want a ‘quick sale’. Our preferred option is to instruct a local solicitor with experience of conveyancing in Barlborough
We suspect that the owner is unaware of this ultimatum. If they desire ‘a quick sale', taking such a hostile approach to a serious buyer is not the way to achieve this. Try to communicate with the owners directly and make the point that (a)you are keen to buy (b)you are excited to move forward, with finances arranged © you have nothing to sell (d) you intend to proceed fast (e)but you intend to appoint your preferred Barlborough conveyancing firm - as opposed tothe ones that will provide the negotiator at the agency a kickback or achieve conveyancing targets set by HQ.