I am buying residence in Caerleon. My Solicitor has never been on on the mortgage company conveyancing list. Am I still permitted to appoint my Caerleon conveyancing solicitor even though they are not on the lender panel?
You must appoint a conveyancing practitioner to complete the formalities when you need a loan to purchase your home. They will conduct all the appropriate due diligence on the property, ensuring that you’re properly registered as the owner and ensure that all the necessary mortgage paperwork is dealt with. One can appoint a Caerleon property lawyer of your choice. However, where the solicitor appointed is not a member of the bank solicitor panel supplemental costs will be incurred as separate legal representation will be need by the lender. Bank panel applications may be submitted, so where your lawyer has not previously sought membership they should take the opportunity to apply.
Can your site be used to find a Conveyancing solicitor in Caerleon even where I’m not purchasing or selling a house, for example where I wish to buy an office in Caerleon with a mortgage from Bank of Scotland?
The service is predominantly utilised to find domestic conveyancing solicitors in Caerleon but we have listed at the end of this page a few Caerleon commercial conveyancing firms. You should make contact with the solicitors directly to establish if they are also authorised to represent Bank of Scotland
We wanted to use a conveyancing solicitor in Caerleon for our home move. Our broker informed us that our bank Alliance & Leicester won't deal with them. Surely this is unduly restrictive?
A mortgage company may insist on a panel conveyancer act for it. Borrowers are expected to bear the charges for this. Do use our database to select a solicitor to carry conveyancing in Caerleon on the Alliance & Leicester approved list of solicitors.
Is there a list of Principality panel solicitors in Caerleon on the Council of Mortgage Lender’s Website?
No. There is no such tool on the CML or Building Society Association sites. Very few lending institutions make their panel listings viewable over the internet. If you are seeking to appoint a Caerleon conveyancing practitioner on the Principality please use our facility.
We had instructed conveyancers located in Caerleon on the Kent Reliance solicitor approved list. They have just invoiced me a supplemental amount for dealing with the Kent Reliance mortgage. Is this an additional conveyancing fee specified by Kent Reliance?
Unfortunately, so long as it is in their Terms and Conditions or Quote then yes your conveyancing practitioner can charge a fee for this. The charge is not set by Kent Reliance but by your Caerleon conveyancing practitioner. Some firms on the Kent Reliance panel will levy an ‘acting for lender’ fee and others do not.
After shopping around on the internet I have found a Caerleon solicitor having checked that they are on the Lloyds conveyancing panel. Does my lawyer arrange the survey of the property?
Lloyds will need an independent valuation of the property. Your lawyer will not arrange this. Usually Lloyds will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Caerleon postcode. As you are getting a mortgage with Lloyds, you could contact them to see if they have a list of approved surveyors in Caerleon.
I used Action Conveyancing a few years ago for my conveyancing in Caerleon. Now, I need my files however cannot find the solicitor. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Caerleon of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I'm refinancing my existing house to a BTL mortgage with Nottingham Building Society and intend to use the remaining equity towards a second house. The area we are looking at is Caerleon. Will your solicitors be able to act for the two mortgage companies and link together the transactions?
Do use our search tool on this page to ensure that the conveyancers are approved by both mortgage companies. Having checked that they are the solicitor will be able to simultaneously deal with the two deals but you should talk with you lawyer and specify your expectations and needs.