It is a dozen years since I purchased my home in Rumney. Conveyancing lawyers have just been appointed on the sale but I can't track down my title documents. Will this cause complications?
Don’t worry too much. Firstly the deeds may be retained by the lender or they could be in the possession of the lawyers who oversaw the purchase. Secondly the likelihood is that the land will be recorded at the land registry and you will be able to prove you own the property by your conveyancing solicitors acquiring current official copies of the land registers. Most conveyancing in Rumney involves registered property but in the rare situation where your property is unregistered it adds to the complexity but is not insurmountable.
I have 70 years left on my lease and require a lease extension for my apartment in Rumney. Conveyancing solicitors on the Platform panel can deal with such extensions correct?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Platform have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 15/5/2026 the requirements read as follows :
My father advised me that in buying a property in Rumney there could be various restrictions prohibiting external alterations to the property. Is this right?
There are anumerous of properties in Rumney which have some sort of restriction or requirement of consent to execute external alterations. Part of the conveyancing in Rumney should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
The mortgage over my property is with Bank of Ireland for my property in Rumney. Conveyancing has been completed 12 months ago. In the event that I decide to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Bank of Ireland?
Your original mortgage agreement with Bank of Ireland will provide that you need their approval in advance of letting out your property as this is likely to be a breach of Bank of Ireland’s mortgage conditions. It may be that Bank of Ireland will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Bank of Ireland directly. You need not do this via a Bank of Ireland conveyancing panel lawyer.
Intending to buy a apartment in Rumney. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Principality conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Rumney solicitor is on the Principality conveyancing panel.
We are buying a house and the solicitor has identified Chancel Repair to which the house could be obligated to pay as it falls into the area of such a church. She has recommended insurance. Is this really required for conveyancing in Rumney
Unless a prior acquisition of the house took place after 12 October 2013 you can take it that lawyers handling conveyancing in Rumney to continue to propose a a chancel search and or insurance against a claim.
As co-executor for the will of my father I am selling a house in Swansea but live in Rumney. My lawyer (based 250 miles awayhas requested that I sign a statutory declaration prior to completion. Can you recommend a conveyancing practitioner in Rumney to attest and place their company stamp on the document?
Technically speaking you are unlikely to be required to have the documents attested by a conveyancing solicitor. Ordinarily or notary public or solicitor will be fine regardless of whether they are Rumney based
My estate agent has recommended their property lawyer for the conveyancing in Rumney - Surely it’s advisable to just use them?
You need to establish if the estate agent is recommending a lawyer or introducing to a property lawyer. There are plenty of Rumney selling agents who recommend two or three Rumney conveyancing firms purely based on those lawyers offering a great service.