What is the optimum way to find out if the solicitor conducting my conveyancing in Chirk is on the lender’sconveyancing panel? I am looking to avoid the situation of having one lawyer for me and one for Platform Home Loans Ltd thus paying £187.00 plus VAT in further conveyancing bill.
Feel free to make the most of the find a lender approved solicitor tool on this web page. Please choose the lender and type ‘Chirk’ or your preferred area and you will see numerous solicitors based in Chirk or near you.
Is it correct that all Chirk CQS (Conveyancing Quality Scheme) solicitors are on the Santander conveyancing panel?
A selection of banks and building societies now make use of CQS as the starting point for Panel approval such as HSBC and Santander. CQS membership however is no guarantee to lender panel acceptance. Nevertheless,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for firms wishing to join their approved list of firms.
I had a mortgage agreed in principle with Principality. Chirk conveyancing practitioners are instructed. What is the average time that one could expect to receive a mortgage offer from Principality?
There is no definitive answer here. Have Principality conducted the survey? Have you informed Principality as to your lawyers' details and checked that your lawyers are on the Principality conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
I am currently in the process of buying my council flat in Chirk. I have a mortgage offer with UBS. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with UBS, you will need to appoint a solicitor on the UBS conveyancing panel.
I decided to have a survey completed on a house in Chirk prior to retaining conveyancers. I have been advised that there is a flying freehold overhang to the property. My surveyor advised that some banks tend not give a mortgage on such a premises.
It depends who your proposed lender is. HSBC has different instructions from Halifax. If you call us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Chirk. Conveyancing will be smoother if you use a solicitor in Chirk especially if they are familiar with such properties in Chirk.
As co-executor for the will of my uncle I am selling a residence in Monmouth but I am based in Chirk. My conveyancer (based 260 kilometers from mehas requested that I sign a stat dec ahead of the transaction finalising. Could you suggest a conveyancing solicitor in Chirk who can attest this legal document for me?
strictly speaking you are not likely to be required to have the documents attested by a conveyancing solicitor. Normally any notary public or qualified solicitor will do regardless of whether they are located in Chirk
What are your top tips when it comes to choosing a Chirk conveyancing practice to carry out our lease extension conveyancing?
If you are instructing a property lawyer for your lease extension (regardless if they are a Chirk conveyancing practice) it is most important that they be familiar with the legislation and specialises in this area of work. We advise that you speak with two or three firms including non Chirk conveyancing practices before you instructing a firm. Where the conveyancing practice is ALEP accredited then that’s a bonus. The following questions could be of use:
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How experienced is the firm with lease extension legislation?
Chirk Leasehold Conveyancing - A selection of Queries Prior to buying
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Does the lease have more than 90 years remaining? How much is the ground rent and service charge? This information is useful as a) areas may result in problems in the block as the common areas may begin to deteriorate if services remain unpaid b) if the tenants have an issue with the managing agents you will need to have full disclosure
What are my options where I am not happy with the conveyancer who undertook my conveyancing in Chirk?
We live in an imperfect world, and unfortunately occasionally things do go wrong. However there is recourse if you were dissatisfied with your conveyancing in Chirk. This varies from trying to resolve matters directly with them, through to reporting a lawyer to their governing body. If things still aren’t sorted out you may consider getting in touch with the Legal Ombudsman.