We hope to to purchase with Loughborough BS. I called into a couple of high street companies yet am unable to find a Brymbo conveyancing firm on the Loughborough BS panel. Could you assist?
Please do take advantage of the search tool on this page. Please choose the building society and type Brymbo or your location and you will see numerous conveyancers located in Brymbo or nearest you.
A colleague recommended that where I am buying in Brymbo I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is usually quoted for as part of the standard Brymbo conveyancing searches. It is not a small document of about 40 pages, listing and detailing important information about Brymbo around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Brymbo Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Local Education with plans and statistics, Local Amenities and other useful information regarding Brymbo.
Me and my brother have a terraced Victorian property in Brymbo. Conveyancing solicitor represented me and Nottingham Building Society. I happened to do a free search for it on the Land Registry database and there are two entries: one for freehold, the second leasehold under the exact same address. I thought I was buying a freehold how can I check?
You should review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Brymbo and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also enquire as to the situation with your conveyancing lawyer who conducted the purchase.
I'm purchasing my first flat in Brymbo with the aid of help to buy. The builders would not move on the amount so I negotiated five thousand pounds worth of extras instead. The estate agent told me not to tell my lawyer about the extras as it may adversely affect my loan with the bank. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I decided to have a survey carried out on a property in Brymbo before instructing conveyancers. I have been informed that there is a flying freehold overhang to the property. The surveyor has said that some banks may not grant a mortgage on such a property.
It depends who your proposed lender is. Bank of Scotland has different instructions for example to Halifax. Should you wish to telephone us we can check with the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Brymbo. Conveyancing will be smoother if you use a solicitor in Brymbo especially if they are familiar with such properties in Brymbo.
What tools are available to identify a Brymbo law firm on the Santander conveyancing panel? I have wheels and am happy to travel upto 10miles to meet the conveyancer.
Feel free to make use of the tool on this website. Please choose the bank and your location and you will see a number of Brymbo conveyancing lawyers locally. We have listed some Brymbo conveyancing firms towards the end of this page and you can contact them to verify if they are on the Santander member panel