My IFA has requested my Llandegla law firm’s panel member for the Nat West conveyancing panel. Can you suggest how I discover this. I have called my local Llandegla office but they have not got back to me yet.
Have you tried speaking to your Llandegla solicitor about this?. They should have a central record lender panel numbers.
We are a couple about to exchange contracts for a garden flat in Llandegla. We encountered a stumbling block. The mortgage offer with Nottingham Building Society expires on 22/12/2025 but the sellers are putting forward a completion date of 24/12/2025. Can one prolong the mortgage expiry date?
The person best placed to address this issue is your solicitors who is in a position to assess whether he or she is corresponding with the bank, vendor’s representatives, selling agents or possibly all three taking into account the history of your conveyancing to date.
I have 71 years left on my lease and need a lease extension for my flat in Llandegla. Conveyancing solicitors on the Platform panel can deal with such extensions right?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Platform have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 20/10/2025 the requirements read as follows :
How does conveyancing in Llandegla differ for new build properties?
Most buyers of new build or newly converted property in Llandegla contact us having been asked by the developer to exchange contracts and commit to the purchase even before the premises is completed. This is because house builders in Llandegla usually acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Llandegla or who has acted in the same development.
I decided to have a survey done on a house in Llandegla in advance of retaining conveyancers. I have been told that there is a flying freehold overhang to the property. Our surveyor advised that some mortgage companies may refuse to give a mortgage on this type of property.
It varies from the lender to lender. Lloyds has different requirements from Halifax. Should you wish to call us we can check with the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Llandegla. Conveyancing may be slightly more expensive based on your lender's requirements.
I am attracted to a two maisonettes in Llandegla both have in the region of fifty years left on the lease term. Will this present a problem?
There are plenty of short leases in Llandegla. The lease is a right to use the property for a prescribed time frame. As the lease gets shorter the saleability of the lease decreases and results in it becoming more costly to extend the lease. For this reason it is often a good idea to extend the lease term. It is often difficulties arise selling premises with a short lease because mortgage lenders less inclined to grant a loan on properties of this type. Lease extension can be a difficult process. We advise that you get professional assistance from a conveyancer and surveyor with experience in this field.
Leasehold Conveyancing in Llandegla - Examples of Queries Prior to Purchasing
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How many of the leaseholders are in arrears for their maintenance charge payments? Is there a share of the freehold?