It is is a decade since I acquired my property in Wrexham. Conveyancing solicitors have recently been instructed on the sale but I can't find the title deeds. Is this a major issue?
You need not be too concerned. First there is a chance that the deeds will be retained by the mortgage company or they may be in the possession of the lawyers who acted in the purchase. Secondly in most cases the land will be recorded at the land registry and you will be able to establish that you own the property by your conveyancing lawyers procuring up to date copy of the land registers. The vast majority of conveyancing in Wrexham involves registered property but in the unlikely event that your property is unregistered it adds to the complexity but is resolvable.
I need some fast conveyancing in Wrexham as I am under pressure to sign on the dotted line in less than 4 weeks. Thankfully I do not require a mortgage. Is it possible to avoid the conveyancing searches to save fees and time?
As you are not obtaining a home loan you have the choice not to have searches carried out although no solicitor would suggest that you don't. Drawing on years of experience of conveyancing in Wrexham the following are examples of what can be revealed and therefore affect market value: Refused Planning Applications, Overdue Charges, Overdue Grants, Unadopted Roads,...
My wife and I own a semi-detached Georgian property in Wrexham. Conveyancing solicitor acted for me and Skipton Building Society. I did a free Land Registry search last week and I saw a couple of entries: one for freehold, another for leasehold with the matching property. Is it worth asking Skipton Building Society to clarify?
You need to review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Wrexham and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also enquire as to the position with the conveyancing solicitor who carried out the work.
Taking into account that I am about to spend hundreds of thousands of pounds on a terraced house in Wrexham I would like to talk to a solicitor about myhome move prior to appointing the firm. Is this something that you can arrange?
We could not agree more - we would be happy to talk to you we do not take any clients on without you speaking to the lawyer due to be conducting your conveyancing in Wrexham.There is no ‘factory style conveyancing’ - each client is an important individual, not a case reference. The solicitors that we put you in touch with believe that the fees you are quoted for your conveyancing in Wrexham should be the figure that you are charged.
As co-executor for the estate of my uncle I am selling a property in Monmouth but reside in Wrexham. My solicitor (based 200 miles awayneeds me to sign a stat dec prior to the transaction finalising. Could you suggest a conveyancing lawyer in Wrexham who can witness and place their company stamp on the document?
strictly speaking you are not likely to be required to have the documents witnessed by a conveyancing solicitor. Normally or notary public or solicitor will be fine regardless of whether they are Wrexham based
We are in the middle of purchasing a house in Wrexham. Conveyancing solicitor has told us the title is "Leasehold". Will this likely impact our Halifax valuation?
Wrexham conveyancing does not in most situations involve leasehold houses. The key factor here is the unexpired lease term and the ground rent. If there are over a hundred years remaining with a nominal rent, it's virtually freehold, so it’s unlikely to impact the saleability too much.
At the other extreme, if it's, say, 50 years it is bound to have a adverse effect on the saleability, and probably wouldn't be mortgageable. The length of lease and ground rent will be specified in the lease to be supplied to your solicitor.