My wife and I are intent on buying residence in Wrexham. My property lawyer has never been on on the lender solicitor panel. Am I still permitted to appoint my Wrexham conveyancing solicitor notwithstanding that they are not on the lender panel of approved conveyancing solicitors?
Your options include
- Complete the purchase with your preferred Wrexham solicitor but your mortgage company will undoubtedly instruct a conveyancing practitioner on their approved panel. The net result is additional fees and potential delay.
- Get a new solicitor to act in the purchase, obviously checking they are on the lender conveyancing panel.
- Convince your lawyer to do everything within their powers to join the bank’s conveyancing panel
I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in Wrexham. My lender is Platform
Platform have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 12/3/2026, the requirements read as follows :
Various web forums that I have come across warn that are the number one cause of delay in Wrexham conveyancing transactions. Is that correct?
The Council of Property Search Organisations (CoPSO) published determinations of a review by MoveWithUs that conveyancing searches do not figure within the common causes of hindrances in the conveyancing process. Searches are unlikely to be the root cause of delay in conveyancing in Wrexham.
Due to the advice of my in-laws I had a survey completed on a property in Wrexham in advance of instructing solicitors. I have been informed that there is a flying freehold aspect to the property. Our surveyor has said that some mortgage companies may not issue a mortgage on such a premises.
It depends who your proposed lender is. Santander has different instructions from Birmingham Midshires. If you contact us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Wrexham. Conveyancing will be smoother if you use a solicitor in Wrexham especially if they regularly deal with such properties in Wrexham.
I have been pointed in your direction by a few property agents in Wrexham to locate a solicitor using your seach tool. Is there a financial upside for Estate Agents to market your services ahead of a competitor’s?
We refuse to make any financial incentive for pointing buyers and sellers our way. We found it would be just too difficult to pay a commission as home movers will think, ‘How come the agent getting a kickback? Why am I not receiving any benefit too?’ So we decided to step away from that.
Me and my partner are planning to purchase a four bedroom ground floor flatin Wrexham with a loan from a lender. We like our solicitor in Wrexham yet our mortgage company says she’s not on their "panel". Apparently we need to choose from the our mortgage company panel firms or stay with our Wrexham conveyancer and incur the extra costs for one of their panel ones to represent our bank. We feel as though this is unjust; is there anything we can do?
Unfortunately,no. The lender home loan issued is subject to conditions, one of which will be that lawyers will on the mortgage company's conveyancing panel. in the past, most mortgage companies had open panels, including most conveyancing solicitors in Wrexham : a mortgagee could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your lawyer to apply to be on the conveyancing panel for your bank.