We hired a high street firm for my conveyancing in Gresford recently. Reviewing the Terms I noteI am responsible for costs even if our purchase doesn't happen. Should I ditch them and select a web based solicitor practice promising no move no charge conveyancing in Gresford?
It is usually a trade off in that if "No Sale No Fee" is offered then the fee levels will tend to be be more expensive to cover those cases that fail to complete. You should be mindful that these offerings generally do not cover expenses such as Gresford conveyancing search costs.
I purchased a freehold property in Gresford yet charged rent, why is this and what is this?
It’s unusual for properties in Gresford and has limited impact for conveyancing in Gresford but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for hundreds of years, but the Rent Charge Act 1977 barred the generation of fresh rentcharges from 1977 onwards.
Old rentcharges can now be extinguished by making a one off payment under the Act. Any rentcharges that are still in existence after 2037 will be extinguished.
Last month we had a mortgage agreed in principle with Yorkshire BS. Gresford conveyancing practitioners were appointed. How long does it take for Yorkshire BS to forward the offer to the property lawyer?
There is no definitive answer here. Have Yorkshire BS conducted the survey? Have you advised Yorkshire BS as to your lawyers' details and checked that your lawyers are on the Yorkshire BS conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
Completion of my remortgage has taken place for my property in Gresford. Conveyancing was of an acceptable standard but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?
Most lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Team at head office. Ordinarily complaints to a lender are sorted out effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.
I had an offer accepted on a property in Gresford on 29/5/2025, valuation was booked five days later, all came back fine. Solicitor appointed, so all that was missing was my mortgage offer. Having made daily calls to Santander and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Santander conveyancing panel. Can the lender hold off the offer?
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Santander to deal with your lawyer's application to be on the Santander conveyancing panel. There's no guarantee that your solicitor will be accepted.
I have todaybeen informed that Action Conveyancing have closed. They carried out my conveyancing in Gresford for a purchase of a freehold house 9 months ago. How can I be sure that my home is registered correctly in the name of the former proprietor?
The easiest method to check if the property is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Gresford conveyancing specialists.
I decided to have a survey completed on a house in Gresford in advance of instructing conveyancers. I have been told that there is a flying freehold aspect to the house. The surveyor advised that some banks tend refuse to issue a mortgage on this type of property.
It depends who your proposed lender is. Bank of Scotland has different requirements from Birmingham Midshires. Should you wish to telephone us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Gresford. Conveyancing will be smoother if you use a solicitor in Gresford especially if they are accustomed to such properties in Gresford.
I need to find a conveyancing solicitor for purchase conveyancing in Gresford. I've chance upon a web site which appears to be the perfect solution If there is a chance to get all this stuff completed via phone that would be ideal. Do I need to be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?