I am the registered owner of a freehold house in Englefield Green but still invoiced for rent, why is this and what is this?
It is rare for properties in Englefield Green and has limited impact for conveyancing in Englefield Green but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back hundreds of years, but the Rent Charge Act 1977 barred the generation of fresh rentcharges post 1977.
Old rentcharges can now be extinguished by making a lump sum payment under the Act. Any rentcharges that are still in existence post 2037 will be dispensed with completely.
Is it the case that all Englefield Green solicitor practices on the Santander conveyancing panel are regulated by the Solicitors Regulatory Authority?
As solicitors, in order to be on the Santander conveyancing panel they would need to be overseen by the Solicitors Regulatory Authority. Many mortgage companies do permit licenced conveyancers on their panel in which case such organisation would be overseen by the Council of Licensed Conveyancers.
My husband and I are spending time viewing apartments in Englefield Green and I am about to put in an offer. Should I already have a property lawyer appointed at this stage? I will be getting a mortgage with Principality.
It would be sensible to start your search sooner rather than later. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their contact information on to the EA. Given that you are taking out a mortgage with Principality, make sure you remember to check that your lawyer is on the Principality conveyancing panel.
I am due to exchange contracts on my flat. I had a double glazing fitted in August 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Bank of Ireland are being a right pain. The Englefield Green solicitor who is on the Bank of Ireland conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Bank of Ireland are requiring a building regulation certificate. Why do Bank of Ireland have a conveyancing panel if they don't accept advice from them?
It is probably the case that Bank of Ireland have referred the matter to their valuer. The reason why Bank of Ireland may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Are there restrictive covenants that are commonly identified as part of conveyancing in Englefield Green?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Englefield Green. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I've recently found out that there is a flying freehold element on a property I put an offer in a fortnight ago in what was supposed to be a simple, no chain conveyancing. Englefield Green is where the house is located. Is there any guidance you can give?
Flying freeholds in Englefield Green are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Englefield Green you would need to get your solicitor to go through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Englefield Green may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
How do I locate a Englefield Green law firm on the Lloyds TSB Bank conveyancing panel? I have a car and am happy to travel upto 25miles to meet the lawyer.
You can use the tool on this website. Please select a mortgage company and your location and you will see a number of Englefield Green conveyancing lawyers based on proximity. We have listed some Englefield Green conveyancing firms at the bottom of this page and you can ring them to see if they are on the Lloyds TSB Bank member panel
Is it best to instruct a Englefield Green conveyancing solicitor based in the area that I am hoping to buy? I have an old university friend who can carry out the legal formalities however her office is approximately 350kilometers away.
The benefit of a high street Englefield Green conveyancing practice is that you can pop in to sign documents, hand in your ID and apply pressure on them if necessary. They will also have local insight which is a benefit. That being said nothing is more important than finding someone that will do a good and efficient job. If other friends have used your friend and the majority were happy that should outweigh using an unfamiliar Englefield Green conveyancing solicitor solely due to them being Englefield Green based.