I have just been advised by my mortgage adviser that my Rogiet property lawyer is not on the lender Conveyancing panel. What can I do to be certain if this is indeed the case?
You need to contact your Rogiet lawyer directly. You lawyer should advise you what has happened. If they are not on the panel they may recommend you to a Rogiet conveyancing practice that is on the approved list of lawyers for your lender.
We are purchasing a property and require a conveyancing solicitor in Rogiet who is on the Santander conveyancing panel. Could you point me in the right direction as regards a solicitor?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Santander . We don't recommend any particular firms conducting conveyancing in Rogiet.
I'm purchasing my first flat in Rogiet with a mortgage from Aldermore. The developers would not budge the amount so I negotiated 6k of additionals instead. The estate agent told me not reveal to my conveyancer about this extras as it would adversely affect my loan with Aldermore. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Yesterday I discovered that there is a flying freehold element on a property I have offered on a fortnight ago in what should have been a simple, chain free conveyancing. Rogiet is where the house is located. Can you shed any light on this issue?
Flying freeholds in Rogiet are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Rogiet you must be sure that your lawyer goes through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Rogiet may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Given that I am about to part with 450k on a property in Rogiet I would like to talk to a conveyancer concerning theconveyancing ahead of giving the go ahead to the firm. Is this something that you can arrange?
Absolutely - it is our preference to talk to you we do not take any clients on without you first talking to the lawyer due to be carrying out your property ownership legalities in Rogiet.There is no ‘factory style conveyancing’ - every client is unique individual, not a matter reference. The law firms that we put you in touch with believe that the figure you are calculated and presented to you for your conveyancing in Rogiet should be the figure that you are charged.
Do online conveyancing companies undertake everything a local Rogiet solicitor does or do I still need to retain a solicitor for the final stages for my conveyancing in Rogiet?
If you use an online conveyancer they should undertake all the things your Rogiet solicitor would cover.