I am helping my aunt sell her property in Honor Oak. Does the solicitor order the energy assessment or should I organise this?
Following the demise of Home Information Packs, energy performance certificates was left as a compulsory element of moving house. An EPC must be to hand prior to the property being advertised. It is not a task that lawyers normally organise. If you are using a Honor Oak conveyancing lawyer they might be able to arrange energy assessments given their contacts with long established local providers
My fiancee and I are in the throws of viewing apartments in Honor Oak and I am about to put in an offer. Is it premature to have a solicitor in place? I will be getting a home loan with Kent Reliance.
You should start obtaining conveyancing quotes from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their details on to the selling agent. As you are seeking a mortgage with Kent Reliance, make sure you remember to check that your lawyer is on the Kent Reliance conveyancing panel.
I was told four weeks ago that my mortgage has been agreed to by Clydesdale. Is it usual for Clydesdale to only issue the offer once my solicitor in Honor Oak is approved on their conveyancing panel? Clydesdale have asked my solicitor to see a copy of their Professional Indemnity Insurance Schedule.
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Clydesdale to deal with your lawyer's application to be on the Clydesdale conveyancing panel. There's no guarantee that your solicitor will be accepted.
What can a local search reveal regarding the house my wife and I purchasing in Honor Oak?
Honor Oak conveyancing often commences with the ordering local authority searches directly from your local Authority or via a personal search company for instance PSG The local search is essential in every Honor Oak conveyancing purchase; that is if you don’t want any unpleasant surprises after you move into your property. The search should supply data on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject areas.
Are there restrictive covenants that are commonly picked up during conveyancing in Honor Oak?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Honor Oak. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Over the last few months I have been searching for a ground for flat up to £305k and found one near me in Honor Oak I like with a park and station nearby, however it only has 49 years unexpired on the lease. I can't really find anything else in Honor Oak suitable, so just wondered if I would be making a mistake purchasing a lease with such few years left?
Should you need a home loan the remaining unexpired lease term will be a potential deal breaker. Discount the offer by the expected lease extension will cost if it has not already been discounted. If the existing owner has owned the property for a minimum of 2 years you may ask them to start the process of the extension and pass it to you. You can add 90 years to the current lease with a zero ground rent applied. You should speak to your conveyancing lawyer about this matter.
In my capacity as executor for the estate of my aunt I am selling a residence in Cardiff but reside in Honor Oak. My solicitor (who is 260 kilometers from mehas requested that I sign a statutory declaration before completion. Could you suggest a conveyancing solicitor in Honor Oak who can witness this legal document for me?
Technically speaking you should not be required to have the documents attested by a conveyancing solicitor. Normally or notary public or solicitor will do regardless of whether they are Honor Oak based
I have recently realised that I have 68 years unexpired on my flat in Honor Oak. I need to extend my lease but my landlord is can not be found. What options are available to me?
If you qualify, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the County Court for for permission to dispense with the service of the initial notice. This will mean that your lease can be granted an extra 90 years by the magistrate. You will be obliged to prove that you have done all that could be expected to track down the landlord. For most situations an enquiry agent should be helpful to conduct investigations and to produce an expert document which can be used as proof that the landlord can not be located. It is advisable to get professional help from a conveyancer both on proving the landlord’s disappearance and the application to the County Court covering Honor Oak.
I am the leaseholder of a first flat in Honor Oak. In the absence of agreement between myself and the freeholder, can the Leasehold valuation Tribunal determine the sum due for a lease extension?
Most definitely. We can put you in touch with a Honor Oak conveyancing firm who can help.
An example of a Lease Extension case for a Honor Oak residence is Flat 1 40-42 Ewelme Road in August 2012. the Tribunal assessed the premium for the lease extension in the sum of £11,800 This case affected 1 flat. The unexpired term was 61.81 years.